Hamilton County property record for 1203 Constitution Dr, Chattanooga, TN 37405
| Property Type | Condominium |
|---|---|
| Details | 4 ba · 2,466 sqft · built 1988 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $755,000 (Nov 2022) |
| Tax Bill | $2,785 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2022 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 136H J 038 C093 |
| Primary APN | 136H J 038 C093 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,466 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000124315 |
|---|---|
| Street Address | 1203 CONSTITUTION DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4260 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 28-J PHASE 2 HERITAGE LANDING PB40 PG187 OUT OF 136H-J-38 FOR 1988 |
| Legal Subdivision | HERITAGE LANDING PHA |
| Legal Phase | 2 |
| Legal Unit | 28-J |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1203 Constitution Dr, a condominium, is owned and occupied by an individual who bought it in November 2022.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1203 CONSTITUTION DR, CHATTANOOGA, TN 37405-4260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Nov 15, 2022 | Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Apr 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on File |
| Deed Sale | Nov 15, 2022 · Amount on File |
| Prior Sale | Apr 10, 2019 · Amount on File |
| Deed Document Number | 2022111500084 |
| Deed Book / Page | 13143 / 164 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1203 CONSTITUTION DR, CHATTANOOGA, TN 37405-4260 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000189 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 12491/700 |
| Instrument | 2021051900189 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 15, 2022 |
| Property Address | 1203 CONSTITUTION DR, CHATTANOOGA, TN 37405-4260 |
| Document Number | 0000000084 |
| Book / Page | 13143 / 164 |
| Map Reference | MB 5319 PG 870 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022111500084 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,793.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1203 CONSTITUTION DR, CHATTANOOGA, TN 37405-4260 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 10, 2019 |
| Property Address | 1203 CONSTITUTION DR, CHATTANOOGA, TN 37405-4260 |
| Document Number | 0410000196 |
| Book / Page | 011610 / 000740 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 190410000196 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,016.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1203 CONSTITUTION DR CHATTANOOGA TN 374054260, CHATTANOOGA, TN 37405-4260 |
| Document Number | 410000197 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 011610/000748 |
| Instrument | 190410000197 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2049 |
The 2025 property tax bill for 1203 Constitution Dr was $2,785, down 1.3% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,785.00 (-1.28%) | $183,800 (+45.73%) | $735,200 (+45.73%) Land $200,000 Building $535,200 |
| 2024 | $2,821.00 | $126,125 (-) | $504,500 (-) Land $100,000 Building $404,500 |
| 2023 | $2,821.00 | $126,125 (-) | $504,500 (-) Land $100,000 Building $404,500 |
| 2022 | $2,821.00 | $126,125 | $504,500 Land $100,000 Building $404,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1203 Constitution Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 2 (2003–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1203 Constitution Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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