Fayette County property record for 1205 Cherry Rd, Eads, TN 38028
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 7,140 sqft · built 1996 |
| Lot Size | 1.92 acres (83,635 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Mar 2021) |
| Tax Bill | $1,632 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084-006.02 |
| Primary APN | 084-006.02 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 7,140 sqft Living Area |
| Gross Area | 8,813 sqft |
| 1st Floor Area | 3,065 sqft |
| Upper Floors Area | 4,075 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 83,635 sqft (1.92 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 868 sqft |
| Deck Area | 480 sqft |
| Patio Area | 624 sqft |
| Utility Building | 240 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1205 CHERRY RD |
|---|---|
| City | EADS |
| State | TN |
| Zip | 38028-3174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: P12 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 60401 |
1205 Cherry Rd is owned and occupied by two individuals who bought it in March 2021.
Source: Fayette County records, as of February 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1205 CHERRY RD, EADS, TN 38028-3174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Mar 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on File |
| Deed Sale | Mar 9, 2021 · Amount on File |
| Prior Sale | Nov 20, 2003 |
| Deed Document Number | 20212237 |
| Transfer Doc | D702420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 1205 CHERRY RD, EADS, TN 38028-3174 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004193 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 22004193 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, TN 38138 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Mar 9, 2021 |
| Property Address | 1205 CHERRY RD, EADS, TN 38028-3174 |
| Document Number | 0000002237 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 21002237 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | NOT AVAILABLE, MEMPHIS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,757.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1180 IRON POINT RD STE 200, 200, FOLSOM, CA 95630-8325 |
| Document Number | 0000002238 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 21002238 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 1205 Cherry Rd was $1,632, down 3.4% from the year before.
Source: Fayette County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,632.00 (-3.37%) | $175,325 Land $15,575 Building $159,750 | $701,300 Land $62,300 Building $639,000 |
| 2024 | $1,689.00 | ||
| 2023 | $130,800 Land $16,450 Building $114,350 | ||
| 2021 | $523,200 Land $65,800 Building $457,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1205 Cherry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1205 Cherry Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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