Fayette County property record for 1140 Cherry Rd, Eads, TN 38028
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 5,152 sqft · built 1994 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $268,000 (Dec 1997) |
| Tax Bill | $1,138 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084E-A-024.00 |
| Primary APN | 084E-A-024.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,152 sqft Living Area |
| Gross Area | 6,400 sqft |
| 1st Floor Area | 2,596 sqft |
| Upper Floors Area | 864 sqft |
| Attic | Attic |
| Attic Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 50,530 sqft (1.16 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed/Finished Porch |
|---|---|
| Porch Area | 408 sqft |
| Deck Area | 160 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1140 CHERRY RD |
|---|---|
| City | EADS |
| State | TN |
| Zip | 38028-3183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLANTATION EST SUBD PB: 5 PG: 179 LOT: 8 |
| Legal Subdivision | PLANTATION EST SUBD |
| Legal Lot Number | 8 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 60401 |
Source: Fayette County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1140 CHERRY RD, EADS, TN 38028-3183 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 1997 · Amount on Record |
| Deed Sale | Dec 17, 1997 · Amount on Record |
| Prior Sale | Jul 27, 1993 · Amount on Record |
| Deed Book / Page | 471 / 371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Jun 1, 2026 |
| Property Address | 1140 CHERRY RD, EADS, TN 38028-3183 |
| Document Number | 0000003277 |
| Instrument Date | May 23, 2026 |
| Instrument | 20263277 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PREMIUM TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1140 CHERRY RD, EADS, TN 38028-3183 |
| Document Number | 0000003277, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20263277 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Fayette County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,138.00 | $122,275 (+35.41%) Land $13,950 Building $108,325 | $489,100 (+35.41%) Land $55,800 Building $433,300 |
| 2023 | $90,300 Land $14,975 Building $75,325 | ||
| 2021 | $361,200 Land $59,900 Building $301,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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