12045 Suzanne Dr, Fontana, CA 92337 Property Records

San Bernardino County property record for 12045 Suzanne Dr, Fontana, CA 92337

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,263 sqft · built 1986
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,000 (Jun 2004)
Tax Bill	$6,282 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0237-301-13-0000`

Property Details

APN / Parcel Number

Primary APN	`0237-301-13-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,263 sqft Living Area
Gross Area	1,725 sqft
1st Floor Area	1,263 sqft
Family Room	Family Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12045 SUZANNE DR
City	FONTANA
State	CA
Zip	92337-2624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 13262-2 LOT 13
Legal Subdivision	13262-2
Legal Tract	13262-2
Legal Block	1
Legal Lot Number	13
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1005
Census Tract	2606

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12045 SUZANNE DR, FONTANA, CA 92337-2624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PIC CAPITAL INC
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2004 · Amount on Record
Deed Sale	Jun 28, 2004 · Amount on Record
Prior Sale	Oct 5, 2001 · Amount on Record
Deed Document Number	2004455516
Prior Transfer Date	Aug 25, 1998
Prior Transfer Doc	0000374044
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12045 SUZANNE DR, FONTANA, CA 92337-2624
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12045 SUZANNE DR, FONTANA, CA 92337-2624

Mortgage

Document Number	0000203460
Date	Apr 30, 2021
Instrument	2021-0203460

Lender

Name	PIC CAPITAL INC
Type	Mortgage Company
Address	CORONA, CA 92883

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12045 SUZANNE DR, FONTANA, CA 92337-2624
Document Number	0000043451
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12045 SUZANNE DR FONTANA CA 923372624, FONTANA, CA 92337-2624

Mortgage

Document Number	0000043451
Date	Feb 5, 2020
Instrument	43451

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Unified School District	Fontana Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,218 (+2%) Land $104,054 Building $312,164
2025	$6,282.00 (+19.86%) Homeowner's exemption	$408,057 (+4.04%) Land $102,014 Building $306,043
2023	$5,241.00 (+0.98%) Homeowner's exemption	$392,212 Land $98,053 Building $294,159
2022	$5,190.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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