12045 Sparrow Point Rd, Machipongo, VA 23405 Property Records

Northampton County property record for 12045 Sparrow Point Rd, Machipongo, VA 23405

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,644 sqft · built 1991
Lot Size3.24 acres (141,134 sqft)
OwnerIndividual Name on File
Tax Bill$3,636 (2025)
Deeds & MortgagesJun 2022 Second Mortgage
Flood ZoneZone X (moderate risk)
APN38-A-13

Property Details

APN / Parcel Number

Primary APN38-A-13
Alternative APNs
  • 448290
  • 7443

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,644 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGambrel
Roof MaterialComposition Shingle
Lot Area141,134 sqft (3.24 acres)
PorchOpen Porch
Porch Area320 sqft
Deck Area148 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number448290
Street Address12045 SPARROW POINT RD
CityMACHIPONGO
StateVA
Zip23405-2519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHURCH NECK RT. 657 CHURCH NECK RT. 657
Legal SubdivisionCHURCH NECK
JurisdictionNORTHAMPTON VA
Township / Civil Division4
Census Block Group1
Census Block1036
Census Tract930200

Owner

12045 Sparrow Point Rd is owned and occupied by an individual who acquired it in September 2015.

Source: Northampton County records, as of March 11, 2026

Owner of RecordIndividual Name on File
Mailing Address12045 SPARROW POINT RD, MACHIPONGO, VA 23405-2519
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2015
Deed SaleSep 2, 2015
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address12045 SPARROW POINT RD, MACHIPONGO, VA 23405-2519
Transaction TypeMortgage
Record UpdatedJun 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220001611
DateJun 14, 2022
Instrument220001611
Lender
NameFIRST HORIZON BANK
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term357 Months
DueMar 12, 2052
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12045 Sparrow Point Rd was $3,636.

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyNorthampton County
Unified School DistrictNorthampton County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,636.00$515,800 Land $342,100 Building $173,700
2024$515,800 (+19.84%) Land $342,100 Building $173,700
2023$3,271.00$430,400 Land $283,300 Building $147,100$430,400 Land $283,300 Building $147,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12045 Sparrow Point Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Nearby Flood Policies29 in force
Nearby Flood Claims3 (1990–2003)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12045 Sparrow Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Pogozone powered by Neubeam
Fixed Wireless
30 / 10

May also be available: Eastern Shore of Virginia Broadband Authority.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sparrow Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number