11576 Sparrow Point Rd, Machipongo, VA 23405 Property Records

Northampton County property record for 11576 Sparrow Point Rd, Machipongo, VA 23405

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,553 sqft · built 1740
Lot Size	2.85 acres (124,146 sqft)
Owner	Individual Name on File
Last Sale	$484,000 (Dec 2018)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-14-A`

Property Details

APN / Parcel Number

Primary APN	`38-14-A`
Alternative APNs	`469010` `8527`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,553 sqft Living Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1740
Effective Year Built	Effective 1740
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	124,146 sqft (2.85 acres)
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	133 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	469010
Street Address	11576 SPARROW POINT RD
City	MACHIPONGO
State	VA
Zip	23405-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR A CHURCH NECK PAR A CHURCH NECK
Legal Subdivision	CHURCH NECK
Jurisdiction	NORTHAMPTON VA
Township / Civil Division	4
Census Block Group	1
Census Block	1036
Census Tract	930200

Owner

Source: Northampton County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8531 WELLINGTON NECK RD, FRANKTOWN, VA 23354-2517
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit CALVIN B TAYLOR BKNG
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Nov 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE HOME LENDING INC
Dec 20, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	Nov 19, 2009 · Amount on File
Deed Document Number	20181997
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Recording Date	Aug 5, 2026
Property Address	11576 SPARROW POINT RD, MACHIPONGO, VA 23405-2508
Document Number	0000001410
Instrument Date	May 15, 2026
Instrument	20261410
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11576 SPARROW POINT RD, MACHIPONGO, VA 23405-2508

Mortgage

Document Number	0000001410,
Date	Aug 5, 2026
Instrument	20261410

Lender

Name	CALVIN B TAYLOR BKNG

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	9.49%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	11576 SPARROW POINT RD, MACHIPONGO, VA 23405-2508
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002638
Date	Nov 9, 2022
Instrument	220002638

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	11576 SPARROW POINT RD, MACHIPONGO, VA 23405-2508
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002426
Date	Nov 24, 2020
Instrument	200002426

Lender

Name	CORNERSTONE HOME LENDING INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON VA
Recording Date	Dec 20, 2018
Property Address	11576 SPARROW POINT RD, MACHIPONGO, VA 23405-2508
Document Number	0180001997
Instrument Date	Nov 29, 2018
Instrument	180001997
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	SHORE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8531 WELLINGTON NECK RD, FRANKTOWN, VA 23354-2517

Mortgage

Document Number	0180001998
Date	Dec 20, 2018
Instrument	180001998

Lender

Name	SUNTRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,470.00 (+14.97%)	$634,100 (+23.94%) Land $225,100 Building $409,000
2024			$634,100 (+23.94%) Land $225,100 Building $409,000
2023	$3,888.00	$511,600 Land $186,700 Building $324,900	$511,600 Land $186,700 Building $324,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	3 (1990–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Eastern Shore of Virginia Broadband Authority Fiber	200 / 200

Cell Coverage

5G and 4G LTE (outdoors only)

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