12045 Cardinal Flower Dr, Riverview, FL 33579 Property Records

Hillsborough County property record for 12045 Cardinal Flower Dr, Riverview, FL 33579

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,908 sqft · built 2018
Lot Size	0.14 acres (6,086 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2018)
Tax Bill	$6,729 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077687-9364`

Property Details

APN / Parcel Number

Primary APN	`077687-9364`
Alternative APN	`U103120B07000017000070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	1,908 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	6,086 sqft (0.14 acres)
Lot Dimensions	110 ft deep x 55.3 ft wide
Garage Type	Attached
Garage Area	418 sqft
Porch	Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0776879364
Street Address	12045 CARDINAL FLOWER DR
City	RIVERVIEW
State	FL
Zip	33579-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WATERLEAF PHASE 5B LOT 7 BLOCK 17
Legal Range	20E
Legal Township	31S
Legal Section	10
Legal Subdivision	WATERLEAF PHASE 5B
Legal Block	17
Legal Lot Number	7
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	3
Census Block	3018
Census Tract	13916

Owner

12045 Cardinal Flower Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12045 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Dec 1, 2018	Grant Deed, Subdivision Related Transfer NORTH AMERICAN TITLE
Aug 26, 2019	Correction Deed NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2018 · Amount on File
Deed Sale	Dec 1, 2018 · Amount on File
Deed Document Number	2018482496
Deed Book / Page	26242 / 1834
Prior Transfer Date	Nov 28, 2018
Prior Transfer Doc	0000370234
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 2, 2020
Property Address	12045 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Document Number	0000080131
Instrument Date	Feb 14, 2020
Instrument	80131
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12046 CARDINAL FLOWER DR RIVERVIEW FL 335794114, RIVERVIEW, FL 33579-4114

Mortgage

Document Number	80132
Date	Mar 2, 2020
Instrument	80132

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 1, 2018
Property Address	12045 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Document Number	0262421834
Book / Page	026242 / 001834
Instrument Date	Nov 28, 2018
Instrument	482496
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12045 CARDINAL FLOWER DR RIVERVIEW FL 335794113, RIVERVIEW, FL 33579-4113

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 26, 2019
Property Address	12045 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Document Number	0269021259
Book / Page	026902 / 001259
Instrument Date	Nov 28, 2018
Instrument	370234
Record Updated	Sep 17, 2019
Title Company	NORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12045 CARDINAL FLOWER DR RIVERVIEW FL 335794113, RIVERVIEW, FL 33579-4113

Tax Assessment & Valuation

The 2025 property tax bill for 12045 Cardinal Flower Dr was $6,729 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,703 (+2.7%)	$311,544 (-2.99%) Land $92,124 Building $219,420
2025	$6,729.00 Homeowner's exemption	$213,927	$321,140 Land $98,266 Building $222,874
2023	$6,217.00 (+3.55%) Homeowner's exemption	$201,843 (+3%)	$302,603 (+1.99%) Land $85,983 Building $216,620
2022	$6,004.00 Homeowner's exemption	$195,964	$296,704 Land $79,841 Building $216,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12045 Cardinal Flower Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 163 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	163 in force
Nearby Flood Claims	7 (2022–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12045 Cardinal Flower Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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