12043 Cardinal Flower Dr, Riverview, FL 33579 Property Records

Hillsborough County property record for 12043 Cardinal Flower Dr, Riverview, FL 33579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,957 sqft · built 2018
Lot Size	0.143 acres (6,224 sqft)
Owner	2 Individual Names on File
Last Sale	$255,800 (Nov 2018)
Tax Bill	$7,059 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077687-9366`

Property Details

APN / Parcel Number

Primary APN	`077687-9366`
Alternative APN	`U103120B07000017000080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,957 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	1,957 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,224 sqft (0.143 acres)
Lot Dimensions	110 ft deep x 56.6 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Screened Porch
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0776879366
Street Address	12043 CARDINAL FLOWER DR
City	RIVERVIEW
State	FL
Zip	33579-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	WATERLEAF PHASE 5B LOT 8 BLOCK 17
Legal Range	20E
Legal Township	31S
Legal Section	10
Legal Subdivision	WATERLEAF PHASE 5B
Legal Block	17
Legal Lot Number	8
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	3
Census Block	3018
Census Tract	13916

Owner

12043 Cardinal Flower Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12043 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 8, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Deed Document Number	2018453372
Deed Book / Page	26194 / 632
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12043 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12043 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113

Mortgage

Document Number	0000669494
Date	Dec 28, 2021
Instrument	2021669494

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2032

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 8, 2018
Property Address	12043 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113
Document Number	0000453372
Book / Page	26194 / 0632
Map Reference	MB 130 PG 257
Instrument Date	Nov 1, 2018
Instrument	2018453372
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,790.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12043 CARDINAL FLOWER DR, RIVERVIEW, FL 33579-4113

Mortgage

Document Number	0000453373
Date	Nov 8, 2018
Instrument	2018453373

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 12043 Cardinal Flower Dr was $7,059 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,233 (+2.7%)	$312,046 (-3.01%) Land $94,241 Building $217,805
2025	$7,059.00 Homeowner's exemption	$231,970	$321,745 Land $100,523 Building $221,222
2023	$6,513.00 (+3.48%) Homeowner's exemption	$218,866 (+3%)	$302,972 (+1.71%) Land $87,958 Building $215,014
2022	$6,294.00 Homeowner's exemption	$212,491	$297,883 Land $81,675 Building $216,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12043 Cardinal Flower Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 163 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	163 in force
Nearby Flood Claims	7 (2022–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12043 Cardinal Flower Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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