Kenton County property record for 12044 Vises Trl, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 975 sqft · built 1955 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (Feb 2021) |
| Tax Bill | $2,278 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 084-10-00-003.01 |
| Primary APN | 084-10-00-003.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 975 sqft Finished Area |
| Gross Area | 1,035 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 12044 VISES TRL |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-9345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.62 AC WS OLD DECOURSEY PIKE 400' S OF VISALIA STAFF RD (INCLUDES 0.25 AC & 0.37 AC PARCELS) |
| Jurisdiction | KENTON KY |
| Township / Civil Division | PINER-VISALIA |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 63702 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12044 VISES TRL, COVINGTON, KY 41015-9345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 6, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on Record |
| Deed Sale | Feb 3, 2021 · Amount on Record |
| Prior Sale | Mar 6, 2020 · Amount on Record |
| Deed Document Number | 20215900185 |
| Deed Book / Page | 69 / 714 |
| Prior Transfer Date | Oct 30, 2003 |
| Prior Transfer Doc | 1031059003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 3, 2021 |
| Property Address | 12044 VISES TRL, COVINGTON, KY 41015-9345 |
| Document Number | 0005900185 |
| Book / Page | 69 / 714 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 21020305900185 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12044 VISES TRL, 12044, COVINGTON, KY 41015-9345 |
| Name | Verified Name |
|---|---|
| Address | 12044 VISES TRL, COVINGTON, KY 41015-9345 |
| Document Number | 0005900186 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 162/908 |
| Instrument | 21020305900186 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 6, 2020 |
| Property Address | 12044 VISES TRL, COVINGTON, KY 41015-9345 |
| Document Number | 0000000166 |
| Book / Page | 000010 / 000249 |
| Instrument Date | Mar 4, 2020 |
| Instrument | 166 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 COX LN FOSTER KY 410438944, FOSTER, KY 41043-8944 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,300 (-) Land $10,000 Building $181,300 | $191,300 (-) Land $10,000 Building $181,300 | |
| 2025 | $2,278.00 (+4.64%) | $191,300 (+11.22%) Land $10,000 Building $181,300 | $191,300 (+11.22%) Land $10,000 Building $181,300 |
| 2023 | $2,177.00 | $172,000 Land $10,000 Building $162,000 | $172,000 Land $10,000 Building $162,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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