12036 Vises Trl, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 12036 Vises Trl, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1972
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Sep 2025)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084-10-00-003.02`

Property Details

APN / Parcel Number

Primary APN	`084-10-00-003.02`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,014 sqft Finished Area
Gross Area	1,074 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	12036 VISES TRL
City	COVINGTON
State	KY
Zip	41015-9345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1,4 AC VISALIA & DECOURSEY PK
Legal Subdivision	VISALIA & DECOURSEY PIKE
Jurisdiction	KENTON KY
Township / Civil Division	PINER-VISALIA
Census Block Group	2
Census Block	2043
Census Tract	63702

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12036 VISES TRL, COVINGTON, KY 41015-9345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Quit Claim Deed, Transfer US BK
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HSNG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	202519
Deed Book / Page	361 / 131
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0005900097
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 2, 2020
Property Address	12036 VISES TRL, COVINGTON, KY 41015-9345
Document Number	0000000097
Book / Page	000058 / 000704
Instrument Date	Nov 24, 2020
Instrument	97
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12036 VISES TRL COVINGTON KY 410159345, COVINGTON, KY 41015-9345

Mortgage

Document Number	98
Date	Dec 2, 2020
Book Page	00M133/000923
Instrument	98

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 15, 2018
Property Address	12036 VISES TRL, COVINGTON, KY 41015-9345
Document Number	0000000086
Book / Page	0I4148 / 000333
Instrument Date	Aug 10, 2018
Instrument	86
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12036 VISES TRL COVINGTON KY 410159345, COVINGTON, KY 41015-9345

Mortgage

Document Number	88
Date	Aug 15, 2018
Book Page	0I4148/000350
Instrument	88

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 14, 2028

Interest

Rate	12%

Mortgage

Document Number	87,
Date	Aug 15, 2018
Book Page	0I4148/000336
Instrument	87

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00 (-3.46%)	$114,900 (+2.59%) Land $10,000 Building $104,900	$114,900 (+2.59%) Land $10,000 Building $104,900
2023	$1,417.00	$112,000 Land $5,000 Building $107,000	$112,000 Land $5,000 Building $107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

12036 Vises Trl, Covington (Latonia), KY 41015 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Vises Trl

Nearby Streets

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