Oldham County property record for 12043 Hunting Crest Dr, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,061 sqft · built 1998 |
| Lot Size | 1.01 acres (43,995 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $785,000 (Aug 2020) |
| Tax Bill | $10,077 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-07-290 |
| Primary APN | 06-28-07-290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,061 sqft Living Area |
| Basement Area | 1,762 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 43,995 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 64562 |
|---|---|
| Street Address | 12043 HUNTING CREST DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.01AC |
| Legal Subdivision | ESTATES OF HUNTING CREEK |
| Legal Block | SEC 7 |
| Legal Lot Number | 290 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30701 |
12043 Hunting Crest Dr is owned and occupied by two individuals who bought it in August 2020.
Source: Oldham County records, as of February 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12043 HUNTING CREST DR, PROSPECT, KY 40059-9176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Aug 2, 2023 | Deed of Trust, Mortgage · ARM ABOUND FCU |
| Jul 26, 2021 | Deed of Trust, Mortgage · Line of Credit ABOUND FCU |
| Sep 5, 2018 | Deed of Trust, Mortgage · Commercial Mortgage ECLIPSE BANK INC |
| Aug 4, 2020 | Deed, Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC |
| Jul 26, 2018 | Deed of Trust, Mortgage · ARM NAVY FCU |
| Jun 12, 2018 | Deed of Trust, Mortgage · Commercial Mortgage ECLIPSE BANK INC |
| Jan 3, 2018 | Deed, Transfer · Commercial Mortgage ECLIPSE BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on File |
| Deed Sale | Aug 4, 2020 · Amount on File |
| Prior Sale | Jan 3, 2018 · Amount on File |
| Deed Document Number | 2020586488 |
| Deed Book / Page | 1256 / 109 |
| Prior Transfer Date | Oct 18, 2012 |
| Prior Transfer Doc | D1038/286 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12043 HUNTING CREST DR, PROSPECT, KY 40059-9176 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 12043 HUNTING CREST DR, PROSPECT, KY 40059-9176 |
| Document Number | 0M2731/135 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | M2731/135 |
| Instrument | 847656 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12043 HUNTING CREST DR, PROSPECT, KY 40059-9176 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0M2632/916 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | M2632/916 |
| Instrument | 737004 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40160 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 5-Year CMT |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12043 HUNTING CREST DR, PROSPECT, KY 40059-9176 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2531/602 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | M2531/602 |
| Instrument | 647346 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Jul 29, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12043 HUNTING CREST DR, PROSPECT, KY 40059-9176 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2320/0012 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | M2320/0012 |
| Instrument | 543246 |
| Name | ECLIPSE BANK INC |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40207 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Aug 4, 2020 |
| Property Address | 12043 HUNTING CREST DR, PROSPECT, KY 40059-9176 |
| Document Number | D1256/109 |
| Book / Page | D1256 / 109 |
| Map Reference | MB5 PG 61&62 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 586488 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12043 HUNTING CREST DR, PROSPECT, KY 40059-9176 |
| Document Number | 586489 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 586489 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12043 HUNTING CREST DR, PROSPECT, KY 40059-9176 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | M2314/0937 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | M2314/0937 |
| Instrument | 541646 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12043 HUNTING CREST DR, PROSPECT, KY 40059-9176 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2018 |
| Name | Verified Name |
|---|
| Document Number | M2308/0710 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | M2308/0710 |
| Instrument | 539818 |
| Name | ECLIPSE BANK INC |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40207 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jan 3, 2018 |
| Property Address | 12043 HUNTING CREST DR, PROSPECT, KY 40059-9176 |
| Document Number | D1181/332 |
| Book / Page | D1181 / 332 |
| Map Reference | MB5 PG61&62 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 534314 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12043 HUNTING CREST DR, 12043, PROSPECT, KY 40059-9176 |
| Name | Verified Name |
|---|---|
| Address | 12043 HUNTING CREST DR, PROSPECT, KY 40059-9176 |
| Document Number | 534315 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 534315 |
| Name | ECLIPSE BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12043 Hunting Crest Dr was $10,077.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,077.00 | $815,000 Land $135,000 Building $680,000 | $815,000 Land $135,000 Building $680,000 |
| 2023 | $9,747.00 | $785,000 Land $135,000 Building $650,000 | $785,000 Land $135,000 Building $650,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12043 Hunting Crest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12043 Hunting Crest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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