Oldham County property record for 12040 Hunting Crest Dr, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,903 sqft · built 1997 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $850,000 (Jun 2017) |
| Tax Bill | $11,492 (2025) |
| Deeds & Mortgages | Mar 2005 Mortgage Dec 2005 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-07-249 |
| Primary APN | 06-28-07-249 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,903 sqft Living Area |
| Basement Area | 3,350 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 57487 |
|---|---|
| Street Address | 12040 HUNTING CREST DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.29AC |
| Legal Subdivision | ESTATES OF HUNTING CREEK |
| Legal Block | SEC 7 |
| Legal Lot Number | 249 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30701 |
12040 Hunting Crest Dr is owner-occupied and held in a trust since June 2017.
Source: Oldham County records, as of December 23, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12040 HUNTING CREST DR, PROSPECT, KY 40059-8405 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2005 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Dec 15, 2005 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK LOUISVILLE |
| Mar 16, 2005 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Jun 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Mar 4, 2011 | Commissioner's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2017 · Amount on File |
| Deed Sale | Jun 23, 2017 · Amount on File |
| Prior Sale | Nov 22, 2011 · Amount on File |
| Deed Document Number | 2017526449 |
| Deed Book / Page | 1164 / 229 |
| Prior Transfer Date | Jul 16, 2013 |
| Prior Transfer Doc | D1060/396 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12040 HUNTING CREST DR, PROSPECT, KY 40059-8405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1405/327 |
|---|---|
| Date | Mar 30, 2005 |
| Book Page | M1405/327 |
| Instrument | 327087 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Dec 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12040 HUNTING CREST DR, PROSPECT, KY 40059-8405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE IN, FIRST AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1494/319 |
|---|---|
| Date | Dec 15, 2005 |
| Book Page | M1494/319 |
| Instrument | 342280 |
| Name | FIFTH THIRD BANK LOUISVILLE |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Nov 10, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 12040 HUNTING CREST DR, PROSPECT, KY 40059-8405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1401/352 |
|---|---|
| Date | Mar 16, 2005 |
| Book Page | M1401/352 |
| Instrument | 326326 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jun 23, 2017 |
| Property Address | 12040 HUNTING CREST DR, PROSPECT, KY 40059-8405 |
| Document Number | D1164/229 |
| Book / Page | D1164 / 229 |
| Map Reference | MB5 PG61&62 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 526449 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | HORNE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3810 SPRINGHURST BLVD STE 310, 3810, LOUISVILLE, KY 40241-6162 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12040 HUNTING CREST DR, PROSPECT, KY 40059-8405 |
| Document Number | 526450 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 526450 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.56% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.56% |
| Index | 1-Year LIBOR |
| Max Rate | 8.56% |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Mar 4, 2011 |
| Property Address | 12040 HUNTING CREST DR, PROSPECT, KY 40059-8405 |
| Document Number | 00D993/518 |
| Book / Page | D993 / 518 |
| Map Reference | MB5 PG61&62 |
| Instrument Date | Dec 28, 2010 |
| Instrument | 431065 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202-3102 |
The 2025 property tax bill for 12040 Hunting Crest Dr was $11,492.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,492.00 | $930,000 Land $150,000 Building $780,000 | $930,000 Land $150,000 Building $780,000 |
| 2023 | $10,550.00 | $850,000 Land $150,000 Building $700,000 | $850,000 Land $150,000 Building $700,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12040 Hunting Crest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12040 Hunting Crest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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