12040 Sumter Cir, Champlin, MN 55316 Property Records

Hennepin County property record for 12040 Sumter Cir, Champlin, MN 55316 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,134 sqft · built 1983
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2021)
Tax Bill	$5,714 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-32-0019`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-32-0019`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,134 sqft Living Area
Gross Area	4,166 sqft
1st Floor Area	1,350 sqft
2nd Floor Area	784 sqft
Basement Area	1,080 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	115 ft deep x 50 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	952 sqft
Porch	Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12040 SUMTER CIR
City	CHAMPLIN
State	MN
Zip	55316-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 011 BLOCK 001 B CHAMPLIN RIVER PARK S 50X115X174X173
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	32
Legal Subdivision	CHAMPLIN RIVER PARK
Legal Block	1
Legal Lot Number	11
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	5
Census Block	5002
Census Tract	26906

Owner

Source: Hennepin County records · APN 29-120-21-32-0019

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12040 SUMTER CIR, CHAMPLIN, MN 55316-2237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
Aug 09, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2021 · Amount on Record
Deed Sale	Aug 09, 2021 · Amount on Record
Deed Document Number	202111000928
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12040 SUMTER CIR, CHAMPLIN, MN 55316-2237
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10950736
Date	Apr 22, 2021
Instrument	A10950736

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	WAUKESHA, WI 53186

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 09, 2021
Property Address	12040 SUMTER CIR, CHAMPLIN, MN 55316-2237
Document Number	0A11000928
Instrument Date	Aug 06, 2021
Instrument	A11000928
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12040 SUMTER CIR, CHAMPLIN, MN 55316-2237

Mortgage

Document Number	0A11000929
Date	Aug 09, 2021
Instrument	A11000929

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,714.00 (+15.34%)	$469,700 (+7.24%) Land $96,600 Building $373,100	$469,700 (+7.24%) Land $96,600 Building $373,100
2023	$4,954.00 Homeowner's exemption
2022		$438,000 Land $101,000 Building $337,000	$438,000 Land $101,000 Building $337,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 403 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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