Hennepin County property record for 12025 Sumter Cir, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,106 sqft · built 1982 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Nov 2022) |
| Tax Bill | $4,116 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-120-21-32-0016 |
| Primary APN | 29-120-21-32-0016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,106 sqft Living Area |
| Gross Area | 2,368 sqft |
| 1st Floor Area | 1,106 sqft |
| Basement Area | 787 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 162 ft deep x 80 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Deck Area | 120 sqft |
| Patio Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 12025 SUMTER CIR |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-2237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 008 BLOCK 001 B CHAMPLIN RIVER PARK 80X162X64X51X156 |
| Legal Range | 21 |
| Legal Township | 120 |
| Legal Section | 29 |
| Legal Quarter | 32 |
| Legal Subdivision | CHAMPLIN RIVER PARK |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 26906 |
Source: Hennepin County records · APN 29-120-21-32-0016
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12025 SUMTER CIR, CHAMPLIN, MN 55316-2237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 08, 2022 | Warranty Deed, Transfer · FHA Mortgage GO MORTGAGE LLC |
| May 23, 2017 | Grant Deed, Transfer CONTINENTAL R/E SERVICES, CONTINENTAL R/E SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 08, 2022 · Amount on Record |
| Deed Sale | Nov 08, 2022 · Amount on Record |
| Prior Sale | Jan 14, 2015 |
| Deed Document Number | 202211161085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 12025 SUMTER CIR, CHAMPLIN, MN 55316-2237 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0A10624031 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | A10624031 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Nov 08, 2022 |
| Property Address | 12025 SUMTER CIR, CHAMPLIN, MN 55316-2237 |
| Document Number | 0A11161085 |
| Instrument Date | Nov 07, 2022 |
| Instrument | A11161085 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | MIDLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12025 SUMTER CIR, CHAMPLIN, MN 55316-2237 |
| Document Number | 0A11161086 |
|---|---|
| Date | Nov 08, 2022 |
| Instrument | A11161086 |
| Name | GO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate | 6.75% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | May 23, 2017 |
| Property Address | 12025 SUMTER CIR, CHAMPLIN, MN 55316-2237 |
| Document Number | 0010440739 |
| Instrument Date | May 22, 2017 |
| Instrument | 10440739 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | CONTINENTAL R/E SERVICES, CONTINENTAL R/E SVC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12025 SUMTER CIR CHAMPLIN MN 553162237, CHAMPLIN, MN 55316-2237 |
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,116.00 (+15.04%) | $348,600 (+7.93%) Land $96,600 Building $252,000 | $348,600 (+7.93%) Land $96,600 Building $252,000 |
| 2023 | $3,578.00 | ||
| 2022 | $323,000 Land $101,000 Building $222,000 | $323,000 Land $101,000 Building $222,000 |
Source: FEMA National Flood Hazard Layer as of December 25, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Lumen Technologies DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 403 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Champlin serves 23,919 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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