1204 Onset Pl, Monroe, NC 28110 Property Records

Union County property record for 1204 Onset Pl, Monroe, NC 28110

Property Summary

Property Type	Residential Vacant Land
Details	5 bd · 2.5 ba · 2,076 sqft · built 2025
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jan 2026)
Tax Bill	$311 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-270-072`

Property Details

APN / Parcel Number

Primary APN	`09-270-072`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,076 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1204 ONSET PL
City	MONROE
State	NC
Zip	28110-2667
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-10 MONRO
Legal Description	LOT 27 UNION MILLS CO PB03 PG170
Legal Subdivision	UNION MILLS 3-170
Legal Lot Number	27
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4015
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1204 ONSET PL, MONROE, NC 28110-2667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMIS MORTGAGE CO
Oct 23, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Aug 7, 2025
Deed Document Number	2026218
Deed Book / Page	9281 / 69
Prior Transfer Date	Oct 27, 2005
Prior Transfer Doc	3964134
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 5, 2026
Property Address	1204 ONSET PL, MONROE, NC 28110-2667
Document Number	0000928169
Book / Page	9281 / 69
Map Reference	MB 3 PG 170
Instrument Date	Dec 5, 2025
Instrument	218
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2908 MORGAN MILL RD, MONROE, NC 28110-7507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 ONSET PL, MONROE, NC 28110-2667

Mortgage

Document Number	0000928172
Date	Jan 5, 2026
Book Page	9281/72
Instrument	219

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 23, 2025
Property Address	1204 ONSET PL, MONROE, NC 28110-2667
Document Number	0009228172
Book / Page	9228 / 172
Map Reference	MB 3 PG 170
Instrument Date	Oct 22, 2025
Instrument	27727
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1202 ONSET PL, MONROE, NC 28110-2667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 MORGAN MILL RD, MONROE, NC 28110-7507
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,500 (+1,013.76%) Land $35,600 Building $360,900	$396,500 (+1,013.76%) Land $35,600 Building $360,900
2025	$311.00	$35,600 (+137.33%) Land $35,600	$35,600 (+137.33%) Land $35,600
2024	Additional exemption filed	$15,000 (-) Land $15,000
2023	Additional exemption filed	$15,000 Land $15,000	$15,000 (-) Land $15,000
2021			$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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