1202 Onset Pl, Monroe, NC 28110 Property Records

Union County property record for 1202 Onset Pl, Monroe, NC 28110 · Last verified July 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.156 acres (6,795 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Dec 2025)
Tax Bill	$297 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-270-073`

Property Details

APN / Parcel Number

Primary APN	`09-270-073`

Exterior

Lot Area	6,795 sqft (0.156 acres)

Location & Zoning

Street Address	1202 ONSET PL
City	MONROE
State	NC
Zip	28110-2667
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 28 UNION MILLS CO PB03 PG170
Legal Subdivision	UNION MILLS 3-170
Legal Lot Number	28
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4015
Census Tract	20406

Owner

Source: Union County records · APN 09-270-073

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1202 ONSET PL, MONROE, NC 28110-2667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Oct 23, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2025 · Amount on Record
Deed Sale	Dec 01, 2025 · Amount on Record
Prior Sale	Aug 07, 2025
Deed Document Number	202531654
Deed Book / Page	9256 / 660
Prior Transfer Date	Oct 27, 2005
Prior Transfer Doc	3964134
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 01, 2025
Property Address	1202 ONSET PL, MONROE, NC 28110-2667
Document Number	0009256660
Book / Page	9256 / 660
Map Reference	MB 3 PG 170
Instrument Date	Nov 25, 2025
Instrument	31654
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2908 MORGAN MILL RD, MONROE, NC 28110-7507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 ONSET PL, MONROE, NC 28110-2667

Mortgage

Document Number	0000031655
Date	Dec 01, 2025
Instrument	31655

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Mortgage

Document Number	0009256874
Date	Dec 01, 2025
Book Page	9256/874
Instrument	31688

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 23, 2025
Property Address	1202 ONSET PL, MONROE, NC 28110-2667
Document Number	0009228175
Book / Page	9228 / 175
Map Reference	MB 3 PG 170
Instrument Date	Oct 22, 2025
Instrument	27728
Transaction Type	Transfer
Record Updated	Nov 05, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1202 ONSET PL, MONROE, NC 28110-2667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 MORGAN MILL RD, MONROE, NC 28110-7507
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$297.00	$34,000 (+142.86%) Land $34,000	$34,000 (+142.86%) Land $34,000
2024	Additional exemption filed	$14,000 (-) Land $14,000
2023	Additional exemption filed	$14,000 Land $14,000	$14,000 (-) Land $14,000
2021			$14,000 Land $14,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790204064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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