McMinn County property record for 1204 Clearmont Dr, Etowah, TN 37331
| Property Type | Single Family Home |
|---|---|
| Details | 3.25 ba · 2,652 sqft · built 1977 |
| Lot Size | 0.862 acres (37,564 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $469,000 (Oct 2024) |
| Tax Bill | $2,311 (2025) |
| Deeds & Mortgages | Mar 2026 Construction Loan Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054107 04000 |
| Primary APN | 054107 04000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,652 sqft Living Area |
| 1st Floor Area | 1,700 sqft |
| Upper Floors Area | 952 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 37,564 sqft (0.862 acres) |
| Lot Dimensions | 200 ft deep x 225 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,264 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 204 sqft |
| Patio Area | 900 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1204 CLEARMONT DR |
|---|---|
| City | ETOWAH |
| State | TN |
| Zip | 37331-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04 04 105 105 03900 000 LOT 7 & PT 6, COUNTY AREA: I01 |
| Legal Subdivision | SEVEN CEDARS |
| Legal Block | C |
| Legal Lot Number | 7 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 970602 |
Source: McMinn County records, as of March 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1204 CLEARMONT DR, ETOWAH, TN 37331-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANK OF AMERICA NA |
| Aug 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2024 · Amount on Record |
| Deed Sale | Oct 28, 2024 · Amount on Record |
| Prior Sale | Sep 20, 2024 · Amount on Record |
| Deed Document Number | 2024259377 |
| Deed Book / Page | 24I / 864 |
| Prior Transfer Date | Sep 18, 2024 |
| Prior Transfer Doc | 000024H717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 1204 CLEARMONT DR, ETOWAH, TN 37331-1819 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1204 CLEARMONT DR, ETOWAH, TN 37331-1819 |
| Document Number | 0000041189 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 4/1189 |
| Instrument | 272564 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Aug 9, 2022 |
| Property Address | 1204 CLEARMONT DR, ETOWAH, TN 37331-1819 |
| Document Number | 000023G356 |
| Book / Page | 23G / 356 |
| Map Reference | MB 4 PG 81 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 238962 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | REALTY TITLE SERVICES/NE, REALTY T&E SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,554.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1204 CLEARMONT DR, ETOWAH, TN 37331-1819 |
| Document Number | 0000238963 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 238963 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
Source: McMinn County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McMinn County |
| Municipality | Etowah City |
| Elementary School District | Etowah City School District (PK - 08) |
| Secondary School District | McMinn County School District in Etowah (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,311.00 | $98,025 (-) Land $6,575 Building $91,450 | |
| 2024 | $2,311.00 | $98,025 (-) Land $6,575 Building $91,450 | |
| 2023 | $2,311.00 (+17.67%) | $98,025 (+108.45%) Land $6,575 Building $91,450 | $392,100 (+108.45%) Land $26,300 Building $365,800 |
| 2022 | $1,964.00 | $47,025 Land $6,000 Building $41,025 | $188,100 Land $24,000 Building $164,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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