McMinn County property record for 1125 Clearmont Dr, Etowah, TN 37331
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,378 sqft · built 1976 |
| Lot Size | 0.378 acres (16,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Jan 2025) |
| Tax Bill | $1,540 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054107 04200 |
| Primary APN | 054107 04200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,378 sqft Living Area |
| 1st Floor Area | 1,378 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,500 sqft |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 572 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 107 04200 00004107 |
|---|---|
| Street Address | 1125 CLEARMONT DR |
| City | ETOWAH |
| State | TN |
| Zip | 37331-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04 04 105 105 03907 000, COUNTY AREA: I01 |
| Legal Subdivision | SEVEN CEDARS |
| Legal Block | C |
| Legal Lot Number | 1 4 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 970602 |
Source: McMinn County records, as of February 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1125 CLEARMONT DR, ETOWAH, TN 37331-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Jun 24, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on Record |
| Deed Sale | Jan 31, 2025 · Amount on Record |
| Prior Sale | Apr 25, 1995 · Amount on Record |
| Deed Document Number | 261750 |
| Deed Book / Page | 24M / 187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 1125 CLEARMONT DR, ETOWAH, TN 37331-1817 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1125 CLEARMONT DR, ETOWAH, TN 37331-1817 |
| Document Number | 0000032668 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 3/2668 |
| Instrument | 272261 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 1125 CLEARMONT DR, ETOWAH, TN 37331-1817 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1125 CLEARMONT DR, ETOWAH, TN 37331-1817 |
| Document Number | 0001332325 |
|---|---|
| Date | Dec 6, 2023 |
| Book Page | 1332/325 |
| Instrument | 251541 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 1125 CLEARMONT DR, ETOWAH, TN 37331-1817 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001286301 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 1286/301 |
| Instrument | 237615 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ATHENS, TN 37303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 6, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McMinn County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McMinn County |
| Municipality | Etowah City |
| Elementary School District | Etowah City School District (PK - 08) |
| Secondary School District | McMinn County School District in Etowah (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,540.00 | $65,325 (-) Land $5,250 Building $60,075 | |
| 2024 | $1,540.00 (+38.12%) | $65,325 (+38.11%) Land $5,250 Building $60,075 | |
| 2023 | $1,115.00 (+4.01%) | $47,300 (+46.44%) Land $5,250 Building $42,050 | $261,300 (+102.24%) Land $21,000 Building $240,300 |
| 2022 | $1,072.00 | $32,300 Land $4,800 Building $27,500 | $129,200 Land $19,200 Building $110,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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