Ottawa County property record for 1204 Chapel Dr, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,000 sqft · built 1994 |
| Lot Size | 0.28 acres (12,218 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $902 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20476 |
| Primary APN | 20476 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 2,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,218 sqft (0.28 acres) |
| Lot Dimensions | 149 ft deep x 82.5 ft wide |
| Porch | Slab |
| Porch Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20476 |
|---|---|
| Street Address | 1204 CHAPEL DR |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 EAST COMMERCE ACRES |
| Legal Subdivision | EAST COMMERCE ACRES |
| Legal Lot Number | 6 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 574200 |
1204 Chapel Dr is owned and occupied by two individuals.
Source: Ottawa County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1204 CHAPEL DR, COMMERCE, OK 74339-2914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1204 Chapel Dr was $902 with a homeowner's exemption, up 0.9% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,604 (+2.99%) Land $561 Building $10,043 | $93,022 (-42.83%) Land $4,922 Building $88,100 | |
| 2025 | $902.00 (+0.89%) Homeowner's exemption | $10,296 (+3%) Land $545 Building $9,751 | $162,722 (+4.69%) Land $5,500 Building $157,222 |
| 2024 | $894.00 (+14.32%) Homeowner's exemption | $9,996 (+3%) Land $529 Building $9,467 | $155,435 (-) Land $5,500 Building $149,935 |
| 2023 | $782.00 (+1.69%) Homeowner's exemption | $9,705 (+3%) Land $525 Building $9,180 | $155,435 (-) Land $5,500 Building $149,935 |
| 2022 | $769.00 Homeowner's exemption | $9,422 Land $522 Building $8,900 | $155,435 Land $5,500 Building $149,935 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1204 Chapel Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1993–2007) |
| Most Recent Claim | Jul 2007 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1204 Chapel Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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