1201 Chapel Dr, Commerce, OK 74339 Property Records

Ottawa County property record for 1201 Chapel Dr, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 1974
Lot Size	0.561 acres (24,436 sqft)
Owner	Individual Name on Record
Last Sale	$118,500 (Jul 2021)
Tax Bill	$1,376 (2025)
Deeds & Mortgages	Jul 2021 Sale Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20474`

Property Details

APN / Parcel Number

Primary APN	`20474`
Alternative APN	`5660-00-000-003-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	24,436 sqft (0.561 acres)
Lot Dimensions	149 ft deep x 164 ft wide
Garage Type	Detached
Garage Area	806 sqft

Exterior Amenities

Porch	Slab
Porch Area	173 sqft
Patio Area	216 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20474
Street Address	1201 CHAPEL DR
City	COMMERCE
State	OK
Zip	74339-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 3 - 4 EAST COMMERCE ACRES
Legal Subdivision	EAST COMMERCE ACRES
Legal Lot Number	3,4
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2002
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1201 CHAPEL DR, COMMERCE, OK 74339-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C
Jul 26, 2021	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	20213813
Deed Book / Page	1140 / 437
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jul 26, 2021
Property Address	1201 CHAPEL DR, COMMERCE, OK 74339-2913
Document Number	001140/451
Book / Page	1140 / 451
Instrument Date	Jul 23, 2021
Instrument	2021-003816
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Tax	$111.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 667, SAND SPRINGS, OK 74063-0667

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jul 26, 2021
Property Address	1201 CHAPEL DR, COMMERCE, OK 74339-2913
Document Number	1140/437
Book / Page	1140 / 437
Instrument Date	Jul 13, 2021
Instrument	2021-003813
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 CHAPEL DR, COMMERCE, OK 74339-2913

Mortgage

Document Number	2021003814
Date	Jul 26, 2021
Instrument	2021-003814

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,894 (+5.01%) Land $721 Building $14,173	$130,646 (-18.87%) Land $6,325 Building $124,321
2025	$1,376.00 (+0.88%)	$14,184 (+5%) Land $721 Building $13,463	$161,034 (+35.89%) Land $6,325 Building $154,709
2024	$1,364.00 (+12.45%)	$13,509 (-) Land $721 Building $12,788	$118,500 (-) Land $6,325 Building $112,175
2023	$1,213.00 (-1.62%)	$13,509 (-) Land $721 Building $12,788	$118,500 (-) Land $6,325 Building $112,175
2022	$1,233.00	$13,509 Land $721 Building $12,788	$118,500 Land $6,325 Building $112,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1993–2007)
Most Recent Claim	Jul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Chapel Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures