1204 Cedar St, Bonham, TX 75418 Property Records

Fannin County property record for 1204 Cedar St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,441 sqft · built 1940
Lot Size	0.762 acres (33,193 sqft)
Owner	Individual Name on Record
Last Sale	$56,300 (Apr 2018)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9670-003-0030-05`

Property Details

APN / Parcel Number

Primary APN	`9670-003-0030-05`
Alternative APN	`93437`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,441 sqft Living Area
1st Floor Area	2,441 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	33,193 sqft (0.762 acres)
Porch	Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	9670-003-0030-05
Street Address	1204 CEDAR ST
City	BONHAM
State	TX
Zip	75418-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMPLE ADDN 2, BLOCK 3, LOT 3
Legal Subdivision	THE BURKHARDT SURVEY ABSTRACT NO 112
Legal Block	3
Legal Lot Number	3
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2008
Census Tract	950401

Owner

Source: Fannin County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1191, PRINCETON, TX 75407-1191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jan 2, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEIGHBORHOOD CU
Sep 24, 2018	Intrafamily Transfer, Transfer
Apr 18, 2018	Vendor's Lien, Transfer · Stand-Alone First Mortgage WHITE TIGER HOME MAKEOVERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	20182210
Deed Book / Page	2035 / 18
Prior Transfer Date	Apr 25, 2014
Prior Transfer Doc	1740/0269
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1204 CEDAR ST, BONHAM, TX 75418-2916
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CEDAR ST, BONHAM, TX 75418-2916

Mortgage

Document Number	2024000511
Date	Jan 29, 2024
Instrument	2024000511

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1204 CEDAR ST, BONHAM, TX 75418-2916
Transaction Type	Mortgage
Record Updated	Mar 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2099/0423
Date	Jan 2, 2019
Book Page	2099/0423
Instrument	2019-0026

Lender

Name	NEIGHBORHOOD CU
Type	Credit Union
Address	DALLAS, TX 75240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2048

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Sep 24, 2018
Property Address	1204 CEDAR ST, BONHAM, TX 75418-2916
Document Number	2076/0246
Book / Page	2076 / 0246
Instrument Date	Sep 20, 2018
Instrument	2018-5645
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4701 14TH ST # ST13100, 4701, PLANO, TX 75074-7300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 S SHORES, PACK WALL, TX

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Apr 18, 2018
Property Address	1204 CEDAR ST, BONHAM, TX 75418-2916
Document Number	2035/0018
Book / Page	2035 / 0018
Instrument Date	Apr 13, 2018
Instrument	2018-2210
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 HUNTER ST, 601, BONHAM, TX 75418-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1191, PRINCETON, TX 75407-1191

Mortgage

Document Number	20182211
Date	Apr 18, 2018
Instrument	2018-2211

Lender

Name	WHITE TIGER HOME MAKEOVERS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jan 4, 2019

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,843.00 (+158.85%) Homeowner's exemption Disabled Person's exemption	$219,600 (+9.22%) Land $90,280 Building $129,320	$219,600 (+9.22%) Land $90,280 Building $129,320
2024	$712.00 (-23.77%)
2023		$201,070 Land $59,750 Building $141,320	$201,070 Land $59,750 Building $141,320
2018	$934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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