1200 Cedar St, Bonham, TX 75418 Property Records

Fannin County property record for 1200 Cedar St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1,540 sqft · built 1945
Lot Size	0.23 acres (10,028 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,902 (2024)
Deeds & Mortgages	Sep 2019 Construction Loan Nov 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`9670-003-0042-05`

Property Details

APN / Parcel Number

Primary APN	`9670-003-0042-05`
Alternative APN	`93438`

Interior

Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 1945
Lot Area	10,028 sqft (0.23 acres)

Location & Zoning

Account Number	9670-003-0042-05
Street Address	1200 CEDAR ST
City	BONHAM
State	TX
Zip	75418-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMPLE ADDN 2, BLOCK 3, LOT S PT OF 4
Legal Subdivision	SEMPLE ADD 2
Legal Block	3
Legal Lot Number	S
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2008
Census Tract	950401

Owner

Source: Fannin County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1200 CEDAR ST, BONHAM, TX 75418-2916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Construction Mortgage TRINITY CAPITAL BANK OF TEXAS
Nov 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRINITY CAPITAL BANK OF TEXAS
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 16, 2006	Deed of Trust, Mortgage THE FIRST NATIONAL BANK OF TRENTON
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 22, 2023	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 18, 2023	Correction Deed COREY TITLE COMPANY, COLE TITLE COMPANY
Oct 11, 2019	Vendor's Lien, Transfer · Stand-Alone First Mortgage SAGE GROVE INVESTMENTS LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 22, 2023
Deed Sale	Aug 22, 2023
Prior Sale	Oct 11, 2019
Deed Document Number	2023005407
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1200 CEDAR ST, BONHAM, TX 75418-2916
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019006121
Date	Sep 30, 2019
Instrument	2019006121

Lender

Name	TRINITY CAPITAL BANK OF TEXAS
Type	Bank
Address	ENNIS, TX 75119

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1200 CEDAR ST, BONHAM, TX 75418-2916
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021008364
Date	Nov 15, 2021
Instrument	2021008364

Lender

Name	TRINITY CAPITAL BANK OF TEXAS
Type	Bank
Address	ENNIS, TX 75119

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 10, 2041

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1200 CEDAR ST, BONHAM, TX 75418-2916
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6701 SHIRLEY AVE, AUSTIN, TX 78752-3517

Mortgage

Document Number	2023005409
Date	Aug 22, 2023
Instrument	2023005409

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 18, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1200 CEDAR ST, BONHAM, TX 75418-2916
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01262/0175
Date	Oct 16, 2006
Book Page	1262/0175
Instrument	2006-6532

Lender

Name	THE FIRST NATIONAL BANK OF TRENTON
Address	TRENTON, TX 75490

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Oct 13, 2013

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1200 CEDAR ST, BONHAM, TX 75418-2916
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6701 SHIRLEY AVE, AUSTIN, TX 78752-3517

Mortgage

Document Number	2023005409
Date	Aug 22, 2023
Instrument	2023005409

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 18, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Aug 22, 2023
Property Address	1200 CEDAR ST, BONHAM, TX 75418-2916
Document Number	2023005407
Map Reference	VOL 2138 PG 370
Instrument Date	Aug 18, 2023
Instrument	2023005407
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2172, MCKINNEY, TX 75070-8166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 CEDAR ST, BONHAM, TX 75418-2916

Mortgage

Document Number	2023005408
Date	Aug 22, 2023
Instrument	2023005408

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	FANNIN TX
Recording Date	Sep 18, 2023
Property Address	1200 CEDAR ST, BONHAM, TX 75418-2916
Document Number	2023006028
Map Reference	VOL 2138 PG 370
Instrument Date	Aug 18, 2023
Instrument	2023006028
Record Updated	Nov 18, 2025
Title Company	COREY TITLE COMPANY, COLE TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2172, MCKINNEY, TX 75070-8166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 CEDAR ST, BONHAM, TX 75418-2916

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Oct 11, 2019
Property Address	1200 CEDAR ST, BONHAM, TX 75418-2916
Document Number	2019006402
Instrument Date	Oct 9, 2019
Instrument	2019006402
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2172, MC KINNEY, TX 75070-8166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 CEDAR ST, BONHAM, TX 75418-2916

Mortgage

Document Number	2019006403
Date	Oct 11, 2019
Instrument	2019006403

Lender

Name	SAGE GROVE INVESTMENTS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,750 (+9.45%) Land $37,600 Building $102,150	$139,750 (+9.45%) Land $37,600 Building $102,150
2024	$1,902.00 (+492.52%)
2023		$127,680 Land $30,000 Building $97,680	$127,680 Land $30,000 Building $97,680
2018	$321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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