1204 2nd St, Monterey, CA 93940 Property Records

Monterey County property record for 1204 2nd St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,694 sqft · built 1997
Lot Size0.092 acres (4,000 sqft)
Owner2 Individual Names on File
Last Sale$292,000 (Feb 1997)
Tax Bill$9,536 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN001-833-020-000

Property Details

APN / Parcel Number

Primary APN001-833-020-000
Alternative APN
  • 001-833-020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,694 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleH-Shape
Construction TypeWood
Lot Area4,000 sqft (0.092 acres)
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number001-833-020
Street Address1204 2ND ST
CityMONTEREY
StateCA
Zip93940-3311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK GROVE ADD LOT 20 BLK 5
Legal SubdivisionOAK GROVE ADD
Legal Block5
Legal Lot Number20
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1016
Census Tract13000

Owner

1204 2nd St is owned and occupied by two individuals who acquired it in January 2008.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1204 2ND ST, MONTEREY, CA 93940-3311
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 1997 · Amount on File
Deed SaleFeb 13, 1997 · Amount on File
Prior SaleAug 12, 1996 · Amount on File
Deed Document Number19979194
Deed Book / Page3481 / 30
Last Transfer DateJan 9, 2008
Transfer Doc0000003520
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1204 2ND ST, MONTEREY, CA 93940-3311
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1050 WOODWARD AVE, DETROIT, MI 48226-3573

Mortgage

Document Number0000044141
DateAug 27, 2020
Instrument2020044141
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1204 2nd St was $9,536, up 8.2% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$835,268 (+2%) Land $502,419 Building $332,849
2025$9,536.00 (+8.18%)$818,891 Land $492,568 Building $326,323
2024$8,815.00 (+2.35%)
2023$8,613.00 (+1.39%)$787,094 Land $473,442 Building $313,652
2022$8,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1204 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1204 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number