1173 2nd St, Monterey, CA 93940 Property Records

Monterey County property record for 1173 2nd St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,105 sqft · built 1932
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Tax Bill	$8,976 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-826-008-000`

Property Details

APN / Parcel Number

Primary APN	`001-826-008-000`
Alternative APN	`001-826-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,105 sqft Living Area
1st Floor Area	1,105 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-826-008
Street Address	1173 2ND ST
City	MONTEREY
State	CA
Zip	93940-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK GROVE ADD WLY 20 FT OF LOT 7 & ALL OF LOT 9 BLK 4
Legal Subdivision	OAK GROVE ADD
Legal Block	4
Legal Lot Number	7,9
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1018
Census Tract	13000

Owner

1173 2nd St is owned and occupied by an individual who acquired it in April 2021.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1173 2ND ST, MONTEREY, CA 93940-3308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Intrafamily Transfer, Transfer · VA Mortgage EVOLVE BANK & TRUST
Apr 13, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Jun 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Dec 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021
Deed Sale	Apr 13, 2021
Prior Sale	Aug 31, 2015 · Amount on File
Deed Document Number	202126691
Prior Transfer Date	Apr 8, 2021
Prior Transfer Doc	0000026691
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 13, 2021
Property Address	1173 2ND ST, MONTEREY, CA 93940-3308
Document Number	0000026691
Map Reference	DOC 1986-013723
Instrument Date	Apr 8, 2021
Instrument	2021026691
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 2ND ST, MONTEREY, CA 93940-3308

Mortgage

Document Number	0000026692
Date	Apr 13, 2021
Instrument	2021026692

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 13, 2021
Property Address	1173 2ND ST, MONTEREY, CA 93940-3308
Document Number	0000026690
Map Reference	MB 1 PG 20
Instrument Date	Mar 26, 2021
Instrument	2021026690
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 2ND ST, MONTEREY, CA 93940-3308

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1173 2ND ST, MONTEREY, CA 93940-3308
Document Number	0000034776
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 2ND ST MONTEREY CA 939403308, MONTEREY, CA 93940-3308

Mortgage

Document Number	0000034776
Date	Aug 7, 2018
Instrument	34776

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 6, 2033

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 11, 2017
Property Address	1173 2ND ST, MONTEREY, CA 93940-3308
Document Number	0000068022
Instrument Date	Nov 29, 2017
Instrument	68022
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1173 2ND ST MONTEREY CA 939403308, MONTEREY, CA 93940-3308

Tax Assessment & Valuation

The 2025 property tax bill for 1173 2nd St was $8,976.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$784,851 (+2%) Land $482,986 Building $301,865
2025	$8,976.00	$769,463 Land $473,516 Building $295,947
2023	$8,083.00 (+1.39%)	$739,586 Land $455,130 Building $284,456
2022	$7,972.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1173 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1173 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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