12037 Roane Ave, Gloucester, VA 23061 Property Records

Gloucester County property record for 12037 Roane Ave, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 692 sqft · built 1952
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$265,900 (May 2018)
Tax Bill	$2,083 (2026)
Deeds & Mortgages	Jun 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32910`

Property Details

APN / Parcel Number

Primary APN	`32910`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	692 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12037 ROANE AVE
City	GLOUCESTER
State	VA
Zip	23061-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	FREEPORT LOT 36 PIANKATANK RIVER
Legal Subdivision	PLAT: ID 0205586
Legal Lot Number	36
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2040
Census Tract	100101

Owner

12037 Roane Ave is owned by two individuals who bought it in May 2018.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1608 4TH ST NW, WASHINGTON, DC 20001-1908
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 23, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on File
Deed Sale	May 23, 2018 · Amount on File
Prior Sale	Sep 16, 2005 · Amount on File
Deed Document Number	20182232
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	12037 ROANE AVE, GLOUCESTER, VA 23061-2614
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002901
Date	Jun 18, 2020
Instrument	200002901

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 23, 2018
Property Address	12037 ROANE AVE, GLOUCESTER, VA 23061-2614
Document Number	180002232
Instrument Date	May 8, 2018
Instrument	180002232
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 4TH ST NW, WASHINGTON, DC 20001-1908

Mortgage

Document Number	180002233
Date	May 23, 2018
Instrument	180002233

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12037 Roane Ave was $2,083, up 12.2% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,083.00 (+12.17%)	$357,250 (+18.1%) Land $186,530 Building $170,720	$357,250 (+18.1%) Land $186,530 Building $170,720
2025	$1,857.00 (+5.33%)	$302,490 (-) Land $159,600 Building $142,890	$302,490 (-) Land $159,600 Building $142,890
2024	$1,763.00	$302,490 (-) Land $159,600 Building $142,890	$302,490 (-) Land $159,600 Building $142,890
2023	$1,763.00 (-9.68%)	$302,490 (+12.33%) Land $159,600 Building $142,890	$302,490 (+12.33%) Land $159,600 Building $142,890
2022	$1,952.00	$269,290 Land $112,500 Building $156,790	$269,290 Land $112,500 Building $156,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12037 Roane Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12037 Roane Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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