12033 Roane Ave, Gloucester, VA 23061 Property Records

Gloucester County property record for 12033 Roane Ave, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,012 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jul 2022)
Tax Bill	$3,371 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31922`

Property Details

APN / Parcel Number

Primary APN	`31922`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,012 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	252 sqft
Porch	Slab
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12033 ROANE AVE
City	GLOUCESTER
State	VA
Zip	23061-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	FREEPORT LOT 37
Legal Subdivision	PLAT: PB1 318
Legal Lot Number	37
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2040
Census Tract	100101

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3202 HOLLY BERRY CT, FALLS CHURCH, VA 22042-3315
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	20223704
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 1, 2022
Property Address	12033 ROANE AVE, GLOUCESTER, VA 23061-2614
Document Number	0220003704
Instrument Date	Jun 23, 2022
Instrument	220003704
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MDL PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 HOLLY BERRY CT, FREDERICKSBURG, VA 22402

Mortgage

Document Number	0220003705
Date	Jul 1, 2022
Instrument	220003705

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	12033 ROANE AVE, GLOUCESTER, VA 23061-2614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180005440
Date	Dec 14, 2018
Instrument	180005440

Lender

Name	UNION BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,371.00 (+13.16%)	$578,150 (+19.14%) Land $175,670 Building $402,480	$578,150 (+19.14%) Land $175,670 Building $402,480
2025	$2,979.00 (+5.3%)	$485,260 (-) Land $150,310 Building $334,950	$485,260 (-) Land $150,310 Building $334,950
2024	$2,829.00 (+0.46%)	$485,260 (+0.46%) Land $150,310 Building $334,950	$485,260 (+0.46%) Land $150,310 Building $334,950
2023	$2,816.00 (+4.14%)	$483,030 (+29.5%) Land $150,310 Building $332,720	$483,030 (+29.5%) Land $150,310 Building $332,720
2022	$2,704.00	$373,000 Land $99,000 Building $274,000	$373,000 Land $99,000 Building $274,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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