12031 Ranchito St, El Monte, CA 91732 Property Records

Los Angeles County property record for 12031 Ranchito St, El Monte, CA 91732

Property Summary

Property TypePlanned Unit Development
Details5 bd · 3 ba · 2,373 sqft · built 2003
Lot Size0.079 acres (3,419 sqft)
Owner2 Individual Names on File
Last Sale$669,000 (Aug 2006)
Tax Bill$12,885 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Apr 2024 Second Mortgage
Flood ZoneZone X (minimal risk)
APN8545-001-042

Property Details

APN / Parcel Number

Primary APN8545-001-042

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,373 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Lot Area3,419 sqft (0.079 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12031 RANCHITO ST
CityEL MONTE
StateCA
Zip91732-1621
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeEMR1BY
Legal DescriptionTR=53791 LOT 8
Legal Subdivision53791
Legal Tract53791
Legal Block1
Legal Lot Number8
JurisdictionLOS ANGELES CA
Township / Civil DivisionUPPER SAN GABRIEL VALLEY
Census Block Group1
Census Block1000
Census Tract432602

Owner

12031 Ranchito St, a planned unit development, is owned and occupied by two individuals who bought it in August 2006.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address12031 RANCHITO ST, EL MONTE, CA 91732-1621
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Apr 8, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2006 · Amount on File
Deed SaleAug 29, 2006 · Amount on File
Prior SaleDec 28, 2005 · Amount on File
Deed Document Number20061923087
Prior Transfer DateNov 16, 2005
Prior Transfer Doc0003195519
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOS ANGELES CA
Property Address12031 RANCHITO ST, EL MONTE, CA 91732-1621
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12031 RANCHITO ST, EL MONTE, CA 91732-1621

Mortgage

Document Number0000769384
DateNov 5, 2025
Instrument25-0769384
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueNov 1, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOS ANGELES CA
Property Address12031 RANCHITO ST, EL MONTE, CA 91732-1621
Transaction TypeMortgage
Record UpdatedApr 22, 2024
Title CompanyACCURATE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address12031 RANCHITO ST, EL MONTE, CA 91732-1621

Mortgage

Document Number0000227542
DateApr 8, 2024
Instrument24-0227542
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueApr 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 12031 Ranchito St was $12,885 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLos Angeles County
MunicipalityEl Monte City
Elementary School DistrictEl Monte City School District (KG - 08)
Secondary School DistrictEl Monte Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$914,225 (+2%) Land $541,156 Building $373,069
2025$12,885.00 Homeowner's exemption$896,300 Land $530,546 Building $365,754
2023$11,702.00 (+5.72%) Homeowner's exemption$861,498 Land $509,946 Building $351,552
2022$11,069.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12031 Ranchito St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980)
Most Recent ClaimAug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12031 Ranchito St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks.

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