12027 Ranchito St, El Monte, CA 91732 Property Records

Los Angeles County property record for 12027 Ranchito St, El Monte, CA 91732

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 2,114 sqft · built 2003
Lot Size	0.115 acres (5,016 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jun 2003)
Tax Bill	$8,300 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jan 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8545-001-037`

Property Details

APN / Parcel Number

Primary APN	`8545-001-037`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,114 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	5,016 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12027 RANCHITO ST
City	EL MONTE
State	CA
Zip	91732-1621
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	EMR1BY
Legal Description	TR=53791 LOT 3
Legal Subdivision	53791
Legal Tract	53791
Legal Block	1
Legal Lot Number	3
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	1
Census Block	1000
Census Tract	432602

Owner

12027 Ranchito St, a planned unit development, is owned and occupied by two individuals who bought it in June 2003.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12027 RANCHITO ST, EL MONTE, CA 91732-1621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2003 · Amount on File
Deed Sale	Jun 4, 2003 · Amount on File
Prior Sale	Feb 13, 2002 · Amount on File
Deed Document Number	20031589331
Prior Transfer Date	Feb 15, 2002
Prior Transfer Doc	0000661713
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12027 RANCHITO ST, EL MONTE, CA 91732-1621
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12027 RANCHITO ST, EL MONTE, CA 91732-1621

Mortgage

Document Number	0000937060
Date	Dec 24, 2025
Instrument	25-0937060

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12027 RANCHITO ST, EL MONTE, CA 91732-1621
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068881
Date	Jan 22, 2018
Instrument	18-0068881

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12027 RANCHITO ST, EL MONTE, CA 91732-1621
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12027 RANCHITO ST, EL MONTE, CA 91732-1621

Mortgage

Document Number	0001649871
Date	Dec 14, 2020
Instrument	20-1649871

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Nov 1, 2040

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	12027 RANCHITO ST, EL MONTE, CA 91732-1621
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12027 RANCHITO ST, EL MONTE, CA 91732-1621

Mortgage

Document Number	0000421455
Date	Apr 15, 2022
Instrument	22-0421455

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 12027 Ranchito St was $8,300 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	El Monte City
Elementary School District	El Monte City School District (KG - 08)
Secondary School District	El Monte Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,592 (+2%) Land $239,312 Building $329,280
2025	$8,300.00 Homeowner's exemption	$557,444 Land $234,620 Building $322,824
2023	$7,485.00 (+3.89%) Homeowner's exemption	$535,800 Land $225,510 Building $310,290
2022	$7,205.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12027 Ranchito St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12027 Ranchito St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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