1203 River Oaks Dr, Flower Mound, TX 75028 Property Records

Denton County property record for 1203 River Oaks Dr, Flower Mound, TX 75028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,773 sqft · built 1984
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jan 2021)
Tax Bill	$3,976 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R11479 411877`

Property Details

APN / Parcel Number

Primary APN	`R11479 411877`
Alternative APNs	`SL0231A-000007-0000-0021-0000` `R11479` `867030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	2,193 sqft
1st Floor Area	1,773 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1203 RIVER OAKS DR
City	FLOWER MOUND
State	TX
Zip	75028-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERCREEK BLK 7 LOT 21
Legal Subdivision	TIMBERCREEK
Legal Block	7
Legal Lot Number	21
Jurisdiction	DENTON TX
Township / Civil Division	LEWISVILLE-FLOWER MOUND
Census Block Group	3
Census Block	3000
Census Tract	21742

Owner

1203 River Oaks Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1203 RIVER OAKS DR, FLOWER MOUND, TX 75028-1346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Vendor's Lien, Transfer · Loan Assumption CIERA BANK
Jan 11, 2021	Loan Modification, Mortgage CIERA BK
Apr 1, 2020	Loan Modification, Mortgage CIERA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Prior Sale	Apr 28, 2014 · Amount on File
Deed Document Number	20215172
Prior Transfer Date	Apr 25, 2014
Prior Transfer Doc	0000037572
Record Updated	Oct 29, 2026

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jan 11, 2021
Property Address	1203 RIVER OAKS DR, FLOWER MOUND, TX 75028-1346
Document Number	0000005172
Map Reference	VOL 12 PG 21-23
Instrument Date	Jan 11, 2021
Instrument	2021-005172
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 RIVER OAKS DR, FLOWER MOUND, TX 75028-1346

Mortgage

Date	Jan 11, 2021

Lender

Name	CIERA BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Loan Assumption
Amount	Amount on Record

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENTON TX
Property Address	1203 RIVER OAKS DR, FLOWER MOUND, TX 75028-1346
Document Number	0000005426
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1203 RIVER OAKS DR FLOWER MOUND TX 750281346, FLOWER MOUND, TX 75028-1346

Mortgage

Document Number	0000005426
Date	Jan 11, 2021
Instrument	5426

Lender

Name	CIERA BK
Type	Bank
Address	FORT WORTH, TX 76102

Agreement

Amount	Amount on Record
Term	156 Months
Due	Jan 10, 2034

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENTON TX
Property Address	1203 RIVER OAKS DR, FLOWER MOUND, TX 75028-1346
Document Number	0000046476
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1203 RIVER OAKS DR FLOWER MOUND TX 750281346, FLOWER MOUND, TX 75028-1346

Mortgage

Document Number	0000046476
Date	Apr 9, 2020
Instrument	46476

Lender

Name	CIERA BK
Type	Bank
Address	FLOWER MOUND, TX 75028

Agreement

Amount	Amount on Record

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1203 River Oaks Dr was $3,976 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Flower Mound Town
Unified School District	Lewisville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,000 Land $154,000 Building $134,000	$288,000 Land $154,000 Building $134,000
2025	$3,976.00
2023	$4,232.00 (-12.9%) Homeowner's exemption	$345,000 Land $72,838 Building $272,162	$345,000 Land $72,838 Building $272,162
2022	$4,859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 River Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 River Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLOWER MOUND serves 80,000 people · EPA ID TX0610023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on River Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures