1203 Gorham St, Jacksonville, FL 32226 Property Records

Duval County property record for 1203 Gorham St, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,592 sqft · built 1996
Lot Size	1.05 acres (45,945 sqft)
Owner	2 Individual Names on File
Last Sale	$22,000 (Jul 1996)
Tax Bill	$387 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage
Flood Zone	Zone X (moderate risk)
APN	`106107-1325`

Property Details

APN / Parcel Number

Primary APN	`106107-1325`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,592 sqft Living Area
Gross Area	3,208 sqft
1st Floor Area	2,592 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	45,945 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	132 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1203 GORHAM ST
City	JACKSONVILLE
State	FL
Zip	32226-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-120
Legal Description	47-61 33-2N-27E EAGLE BEND ISLAND UNIT 04 LOT 57
Legal Range	27E
Legal Township	02N
Legal Section	33
Legal Subdivision	EAGLE BEND ISLAND UNIT 04
Legal Lot Number	57
Legal Unit	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2027
Census Tract	10107

Owner

1203 Gorham St is owned and occupied by two individuals who bought it in July 1996.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1203 GORHAM ST, JACKSONVILLE, FL 32226-3701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 1996 · Amount on File
Deed Sale	Jul 16, 1996 · Amount on File
Deed Document Number	1996145947
Deed Book / Page	8392 / 160
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1203 GORHAM ST, JACKSONVILLE, FL 32226-3701
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 GORHAM ST, JACKSONVILLE, FL 32226-3701

Mortgage

Document Number	0208341093
Date	Oct 6, 2023
Book Page	20834/1093
Instrument	2023208357

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 27, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1203 Gorham St was $387 with exemptions applied, up 80.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,980 (+2.7%)	$416,397 (+17.2%) Land $117,019 Building $299,378
2025	$387.00 (+80.84%) Homeowner's exemption Veteran's exemption Widower's exemption	$237,566	$355,279 Land $85,000 Building $270,279
2024	$214.00
2023	$214.00 (-93.14%) Homeowner's exemption Veteran's exemption Widower's exemption	$224,147 (+3%)	$330,174 (+6.94%) Land $80,000 Building $250,174
2022	$3,121.00 Homeowner's exemption Veteran's exemption	$217,619	$308,760 Land $70,000 Building $238,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 Gorham St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 218 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	218 in force
Nearby Flood Claims	23 (2001–2024)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 Gorham St is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20