Duval County property record for 1243 Gorham St, Jacksonville, FL 32226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,203 sqft · built 2005 |
| Lot Size | 1.21 acres (52,719 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,189 (2023) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 106107-1304 |
| Primary APN | 106107-1304 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,203 sqft Heated Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 52,719 sqft (1.21 acres) |
| Garage Type | Mixed |
| Carport | Carport |
| Carport Area | 400 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 6 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 185 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 1243 GORHAM ST |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32226-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-120 |
| Legal Description | 47-61 33-2N-27E 1.21 EAGLE BEND ISLAND UNIT 04 LOT 52 |
| Legal Subdivision | EAGLE BEND ISLAND UNIT 04 |
| Legal Lot Number | 52 |
| Legal Unit | 4 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE NORTH |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10107 |
1243 Gorham St is owner-occupied and held in a trust since April 2024.
Source: Duval County records, as of April 12, 2024
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1243 GORHAM ST, JACKSONVILLE, FL 32226-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Prior Sale | Feb 2, 2020 |
| Last Transfer Date | Apr 1, 2024 |
| Transfer Doc | 0209970896 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1243 GORHAM ST, JACKSONVILLE, FL 32226-3701 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1243 GORHAM ST, JACKSONVILLE, FL 32226-3701 |
| Document Number | 0210182372 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 21018/2372 |
| Instrument | 2024079734 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Duval County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,189.00 (+9.04%) Homeowner's exemption | $318,084 (+3%) | $414,014 (+6.28%) Land $80,000 Building $334,014 |
| 2022 | $4,759.00 Homeowner's exemption | $308,820 | $389,549 Land $70,000 Building $319,549 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1243 Gorham St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 218 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 218 in force |
| Nearby Flood Claims | 23 (2001–2024) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1243 Gorham St is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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