1019 Cedar Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1019 Cedar Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,696 sqft · built 1936
Lot Size	0.22 acres (9,597 sqft)
Owner	Individual Name on Record
Tax Bill	$4,014 (2026)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.103.0490`

Property Details

APN / Parcel Number

Primary APN	`34.103.0490`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	840 sqft
Basement Area	1,136 sqft
Unfinished Basement	1,136 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,597 sqft (0.22 acres)
Lot Dimensions	128 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	353 sqft
Porch	Slab
Porch Area	60 sqft
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1019 CEDAR AVE
City	ALBERT LEA
State	MN
Zip	56007-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW PARK ADDITION BEG AT SW COR LOT 8 TH N 76.2 FT E 121.2 FT SELY 77.2 FT W 133.25 FT TO BEG FAIRVIEW PARK ADDITION
Legal Subdivision	FAIRVIEW PARK ADDITION
Legal Lot Number	8
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2014
Census Tract	180400

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1019 CEDAR AVE, ALBERT LEA, MN 56007-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1019 CEDAR AVE, ALBERT LEA, MN 56007-1523
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A534296
Date	Sep 19, 2018
Instrument	A534296

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,014.00 Homeowner's exemption	$279,800 (+27.82%) Land $26,000 Building $253,800	$279,800 (+27.82%) Land $26,000 Building $253,800
2025	$4,014.00 (+35.06%)
2023	$2,972.00 (+10.81%) Homeowner's exemption	$218,900 Land $26,000 Building $192,900	$218,900 Land $26,000 Building $192,900
2020	$2,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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