1203 103rd Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1203 103rd Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1917
Lot Size	0.147 acres (6,405 sqft)
Owner	Individual Name on File
Last Sale	$163,500 (Jun 2021)
Tax Bill	$1,944 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`010-1800-10180`

Property Details

APN / Parcel Number

Primary APN	`010-1800-10180`
Alternative APN	`1110828`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,056 sqft Gross Area
1st Floor Area	528 sqft
Basement Area	132 sqft
Finished Basement	132 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	6,405 sqft (0.147 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	140 sqft
Deck Area	56 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1110828
Street Address	1203 103RD AVE W
City	DULUTH
State	MN
Zip	55808-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 29 AND 30 SERIAL #
Legal Subdivision	GARY FIRST DIV DULUTH
Legal Block	39
Legal Lot Number	29-30
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1018
Census Tract	3800

Owner

1203 103rd Ave W is owned and occupied by an individual who bought it in June 2021.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1203 103RD AVE W, DULUTH, MN 55808-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Dec 21, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Deed Document Number	20211042135
Prior Transfer Date	Dec 21, 2018
Prior Transfer Doc	00T1006338
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 14, 2021
Property Address	1203 103RD AVE W, DULUTH, MN 55808-1720
Document Number	0001042135
Instrument Date	May 24, 2021
Instrument	1042135
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 103RD AVE W, DULUTH, MN 55808-1720

Mortgage

Document Number	0001042136
Date	Jun 14, 2021
Instrument	1042136

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Dec 21, 2018
Property Address	1203 103RD AVE W, DULUTH, MN 55808-1720
Document Number	00T1006338
Instrument Date	Dec 21, 2018
Instrument	T1006338
Transaction Type	Transfer
Record Updated	Jan 3, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 PARKWOOD LN DULUTH MN 558115818, DULUTH, MN 55811-5818

Tax Assessment & Valuation

The 2026 property tax bill for 1203 103rd Ave W was $1,944 with a homeowner's exemption, up 15.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,944.00 (+15.85%) Homeowner's exemption
2025	$1,678.00 (-6.57%) Homeowner's exemption	$166,900 (+10.9%) Land $15,000 Building $151,900	$166,900 (+10.9%) Land $15,000 Building $151,900
2024	$1,796.00	$150,500 Land $14,700 Building $135,800	$150,500 Land $14,700 Building $135,800
2022		$145,600 Land $18,100 Building $127,500	$145,600 Land $18,100 Building $127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 103rd Ave W in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 103rd Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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