1122 103rd Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1122 103rd Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 976 sqft · built 1954
Lot Size	0.137 acres (6,003 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jan 2023)
Tax Bill	$3,290 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1800-11540`

Property Details

APN / Parcel Number

Primary APN	`010-1800-11540`
Alternative APNs	`1143370` `805763`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	976 sqft Gross Area
1st Floor Area	976 sqft
Basement Area	488 sqft
Finished Basement	488 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	6,003 sqft (0.137 acres)
Garage Area	840 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	30 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1143370
Street Address	1122 103RD AVE W
City	DULUTH
State	MN
Zip	55808-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 AND 11 SERIAL #
Legal Subdivision	GARY FIRST DIVISION
Legal Block	45
Legal Lot Number	10-11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1027
Census Tract	3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1122 103RD AVE W, DULUTH, MN 55808-1807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2023 · Amount on Record
Deed Sale	Jan 9, 2023 · Amount on Record
Prior Sale	Jul 21, 2006 · Amount on Record
Deed Document Number	20231065163
Prior Transfer Date	Dec 21, 2022
Prior Transfer Doc	0001065163
Record Updated	Oct 29, 2026

January 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 9, 2023
Property Address	1122 103RD AVE W, DULUTH, MN 55808-1807
Document Number	0001065163
Instrument Date	Dec 21, 2022
Instrument	1065163
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1122 103RD AVE W, DULUTH, MN 55808-1807

Mortgage

Document Number	0001065164
Date	Jan 9, 2023
Instrument	1065164

Lender

Name	HIWAY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,290.00 (+14.95%) Homeowner's exemption
2025	$2,862.00 (-4.22%) Homeowner's exemption	$256,900 (+11.31%) Land $14,300 Building $242,600	$256,900 (+11.31%) Land $14,300 Building $242,600
2024	$2,988.00	$230,800 (+11.71%) Land $14,000 Building $216,800	$230,800 (+11.71%) Land $14,000 Building $216,800
2022		$206,600 Land $17,300 Building $189,300	$206,600 Land $17,300 Building $189,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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