12021 Ledge Stone Dr, Mc Gregor, TX 76657 Property Records

McLennan County property record for 12021 Ledge Stone Dr, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,196 sqft · built 2020
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,576,700 (Jun 2020)
Tax Bill	$28,523 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-227614-001228-0`

Property Details

APN / Parcel Number

Primary APN	`36-227614-001228-0`
Alternative APN	`370619`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	6,196 sqft Living Area
Gross Area	8,174 sqft
1st Floor Area	3,962 sqft
2nd Floor Area	2,234 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	185 ft deep x 158 ft wide
Garage Type	Attached
Garage Area	1,978 sqft
Parking Spaces	9 Parking Spaces
Porch	Open Porch
Patio Area	600 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12021 LEDGE STONE DR
City	MCGREGOR
State	TX
Zip	76657-4188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN VALLEY ADDITION PART FOURTEEN LOT 28 BLOCK 12 ACRES .67
Legal Subdivision	HIDDEN VALLEY ADDITION PART FOURTEEN
Legal Block	12
Legal Lot Number	28
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	4
Census Block	4001
Census Tract	3902

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12021 LEDGE STONE DR, MCGREGOR, TX 76657-4188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 12, 2020	Vendor's Lien, Subdivision Related Transfer FIRST NATIONAL BANK OF MCGREGOR
Sep 15, 2018	Loan Modification, Mortgage INDEPENDENT BK
Sep 18, 2017	Vendor's Lien, Transfer · Commercial Mortgage INDEPENDENT BANK
Jul 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	202019287
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	12021 LEDGE STONE DR, MC GREGOR, TX 76657-4188
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005300
Date	Feb 9, 2022
Instrument	2022005300

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 12, 2020
Property Address	12021 LEDGE STONE DR, MC GREGOR, TX 76657-4188
Document Number	0000019287
Map Reference	DOC 2014019356
Instrument Date	Jun 12, 2020
Instrument	2020019287
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 RIDGEWOOD DR, WACO, TX 76710-1063

Mortgage

Document Number	0000019290
Date	Jun 12, 2020
Instrument	2020019290

Lender

Name	FIRST NATIONAL BANK OF MCGREGOR
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 12, 2021

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	12021 LEDGE STONE DR, MC GREGOR, TX 76657-4188
Document Number	0000035347
Instrument Date	Sep 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 OLD HEWITT RD WACO TX 767126560, WACO, TX 76712-6560

Mortgage

Document Number	0000035347
Date	Oct 5, 2018
Instrument	35347

Lender

Name	INDEPENDENT BK
Type	Bank
Address	WACO, TX 76702

Agreement

Amount	Amount Recorded

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 18, 2017
Property Address	12021 LEDGE STONE DR, MC GREGOR, TX 76657-4188
Document Number	0000030484
Map Reference	DOC2014019356
Instrument Date	Sep 15, 2017
Instrument	2017030484
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 TEXAS CENTRAL PKWY, 201, WACO, TX 76712-6503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 OLD HEWITT RD, WACO, TX 76712-6560

Mortgage

Document Number	0000030485
Date	Sep 18, 2017
Instrument	2017030485

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 3, 2017
Property Address	12021 LEDGE STONE DR, MC GREGOR, TX 76657-4188
Document Number	0000021432
Instrument Date	Jun 27, 2017
Instrument	21432
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	201 TEXAS CENTRAL PKWY WACO TX 767126503, WACO, TX 76712-6503

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,650,000 (+7.14%) Land $124,910 Building $1,525,090	$1,650,000 (-) Land $124,910 Building $1,525,090
2025	$28,523.00 (+8.77%) Homeowner's exemption	$1,540,000 (+1%) Land $124,910 Building $1,525,090	$1,650,000 (+17.86%) Land $124,910 Building $1,525,090
2024	$26,224.00 (-0.39%)
2023		$1,400,000 Land $108,570 Building $1,291,430	$1,400,000 Land $108,570 Building $1,291,430
2022	$26,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2023–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 46% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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