12011 Ledge Stone Dr, Mc Gregor, TX 76657 Property Records

McLennan County property record for 12011 Ledge Stone Dr, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,809 sqft · built 2021
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$1,221,400 (Jan 2021)
Tax Bill	$17,540 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-227614-001227-0`

Property Details

APN / Parcel Number

Primary APN	`36-227614-001227-0`
Alternative APN	`370618`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,809 sqft Living Area
Gross Area	4,817 sqft
1st Floor Area	3,809 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	195 ft deep x 157 ft wide
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12011 LEDGE STONE DR
City	MCGREGOR
State	TX
Zip	76657-4188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN VALLEY ADDITION PART FOURTEEN LOT 27 BLOCK 12 ACRES .71
Legal Subdivision	HIDDEN VALLEY ADDITION PART FOURTEEN
Legal Block	12
Legal Lot Number	27
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	4
Census Block	4001
Census Tract	3902

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12011 LEDGE STONE DR, MCGREGOR, TX 76657-4188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Vendor's Lien, Subdivision Related Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF BOSTON
Jun 19, 2020	Loan Modification, Mortgage AMERICAN BK NA
Jun 4, 2019	Loan Modification, Mortgage AMERICAN BK NA
May 13, 2018	Loan Modification, Mortgage AMERICAN BK NA
May 16, 2017	Loan Modification, Mortgage AMERICAN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2021 · Amount on File
Deed Sale	Jan 28, 2021 · Amount on File
Prior Sale	May 13, 2016 · Amount on File
Deed Document Number	20213570
Prior Transfer Date	Jan 25, 2021
Prior Transfer Doc	0000003570
Record Updated	Oct 29, 2026

January 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 28, 2021
Property Address	12011 LEDGE STONE DR, MC GREGOR, TX 76657-4188
Document Number	0000003570
Map Reference	FILE 2014019356
Instrument Date	Jan 25, 2021
Instrument	2021003570
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 STALLION, WOODWAY, TX 76712-8821

Mortgage

Document Number	0000003573
Date	Jan 28, 2021
Instrument	2021003573

Lender

Name	FIRST NATIONAL BANK OF BOSTON
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 25, 2022

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	12011 LEDGE STONE DR, MC GREGOR, TX 76657-4188
Document Number	0000021203
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 OLD HEWITT RD WACO TX 767126560, WACO, TX 76712-6560

Mortgage

Document Number	0000021203
Date	Jun 29, 2020
Instrument	21203

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount on Record

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	12011 LEDGE STONE DR, MC GREGOR, TX 76657-4188
Document Number	0000018924
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 OLD HEWITT RD WACO TX 767126560, WACO, TX 76712-6560

Mortgage

Document Number	0000018924
Date	Jun 10, 2019
Instrument	18924

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 9, 2020

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	12011 LEDGE STONE DR, MC GREGOR, TX 76657-4188
Document Number	0000022843
Instrument Date	May 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 OLD HEWITT RD WACO TX 767126560, WACO, TX 76712-6560

Mortgage

Document Number	0000022843
Date	Jul 6, 2018
Instrument	22843

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 5, 2019

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	12011 LEDGE STONE DR, MC GREGOR, TX 76657-4188
Document Number	0000016860
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 OLD HEWITT RD WACO TX 767126560, WACO, TX 76712-6560

Mortgage

Document Number	0000016860
Date	May 26, 2017
Instrument	16860

Lender

Name	AMERICAN BK
Type	Bank
Address	WACO, TX 76715-4068

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$942,991 (-2.36%) Land $141,958 Building $801,033	$942,991 (-2.36%) Land $141,958 Building $801,033
2025	$17,540.00 (-11.07%) Homeowner's exemption	$965,760 (-3.16%) Land $128,970 Building $836,790	$965,760 (-3.16%) Land $128,970 Building $836,790
2024	$19,723.00 (+6.7%)
2023		$997,310 Land $128,970 Building $868,340	$997,310 Land $128,970 Building $868,340
2022	$18,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2023–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 46% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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