12020 White Rd, Youngstown, FL 32466 Property Records

Bay County property record for 12020 White Rd, Youngstown, FL 32466

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,384 sqft · built 1990
Lot Size	1.97 acres (86,205 sqft)
Owner	Individual Name on Record
Tax Bill	$1,461 (2025)
Flood Zone	Zone A (high risk)
APN	`03596-070-000`

Property Details

APN / Parcel Number

Primary APN	`03596-070-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,384 sqft Heated Area
Gross Area	3,046 sqft
1st Floor Area	2,384 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	86,205 sqft (1.97 acres)
Lot Dimensions	634 ft deep x 136 ft wide
Garage Type	Detached
Garage Area	1,500 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	340 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	12020 WHITE RD
City	YOUNGSTOWN
State	FL
Zip	32466-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC16
Legal Description	28 1S 12W -26.7- 199B BEG 952.87' N & 336.15' E OF SW COR TH N 136.08' E 633.8'
Legal Range	12W
Legal Township	01S
Legal Section	28
Jurisdiction	BAY FL
Township / Civil Division	YOUNGSTOWN
Census Block Group	2
Census Block	2043
Census Tract	302

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12020 WHITE RD, YOUNGSTOWN, FL 32466-2935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2005
Deed Sale	Jan 28, 2005
Deed Document Number	0002560389
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,461.00 (+3.32%) Homeowner's exemption	$157,699 (+5.99%)	$180,447 (+4.28%) Land $17,588 Building $162,859
2023	$1,414.00 (+61.78%) Homeowner's exemption	$148,791 (+34.87%)	$173,036 (+50.34%) Land $17,587 Building $155,449
2022	$874.00 Homeowner's exemption	$110,325	$115,094 Land $15,264 Building $99,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20