Bay County property record for 10709 White Rd, Youngstown, FL 32466 · Last verified February 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 924 sqft · built 2012 |
| Lot Size | 0.564 acres (24,568 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,900 (Jan 2021) |
| Tax Bill | $297 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03596-009-001 |
| Primary APN | 03596-009-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 924 sqft Heated Area |
| Gross Area | 1,054 sqft |
| 1st Floor Area | 924 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 24,568 sqft (0.564 acres) |
| Lot Dimensions | 185 ft deep x 133 ft wide |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 10709 WHITE RD |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-2934 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 28 1S 12W -26.16A- COM NW COR OF NW1/4 OF SW1/4 OF SEC TH S 222.24' TH SELY 271.50' |
| Legal Range | 12W |
| Legal Township | 01S |
| Legal Section | 28 |
| Jurisdiction | BAY FL |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 302 |
Source: Bay County records · APN 03596-009-001
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10709 WHITE RD, YOUNGSTOWN, FL 32466-2934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 06, 2021 · Amount on Record |
| Deed Sale | Jan 06, 2021 · Amount on Record |
| Prior Sale | Oct 27, 2020 · Amount on Record |
| Deed Document Number | 2021001090 |
| Deed Book / Page | 4347 / 2031 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 06, 2021 |
| Property Address | 10709 WHITE RD, YOUNGSTOWN, FL 32466-2934 |
| Document Number | 0043472031 |
| Book / Page | 4347 / 2031 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2021001090 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $524.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9800, MARYVILLE, TN 37802-9800 |
| Name | Verified Name |
|---|---|
| Address | 10709 WHITE RD, YOUNGSTOWN, FL 32466-2934 |
| Document Number | 0043472033 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 4347/2033 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Jan 01, 2044 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $297.00 (-13.91%) Homeowner's exemption | $49,074 (-0.69%) Land $15,051 Building $34,023 | $49,074 (-5.17%) Land $15,051 Building $34,023 |
| 2023 | $345.00 (+18.56%) Homeowner's exemption | $49,415 (+5.71%) | $51,750 (+10.7%) Land $15,050 Building $36,700 |
| 2022 | $291.00 Homeowner's exemption | $46,748 Land $13,062 Building $33,686 | $46,748 Land $13,062 Building $33,686 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 658 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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