1202 Willow Creek Rd, Ocoee, FL 34761 Property Records

Orange County property record for 1202 Willow Creek Rd, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,479 sqft · built 1980
Lot Size	0.169 acres (7,375 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Sep 2017)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-22-28-8810-00-910`

Property Details

APN / Parcel Number

Primary APN	`08-22-28-8810-00-910`
Alternative APNs	`282208881000910` `229817` `234656` `239225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,479 sqft Living Area
Gross Area	1,539 sqft
1st Floor Area	1,479 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,375 sqft (0.169 acres)

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1202 WILLOW CREEK RD
City	OCOEE
State	FL
Zip	34761-1978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	TWIN LAKES MANOR 4/107 LOT 91
Legal Range	28E
Legal Township	22S
Legal Section	08
Legal Subdivision	TWIN LAKES MANOR
Legal Tract	8810
Legal Lot Number	91
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2011
Census Tract	15003

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1202 WILLOW CREEK RD, OCOEE, FL 34761-1978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Sep 7, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2017 · Amount on Record
Deed Sale	Sep 7, 2017 · Amount on Record
Deed Document Number	2017494703
Prior Transfer Date	Sep 1, 2017
Prior Transfer Doc	0000494703
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1202 WILLOW CREEK RD, OCOEE, FL 34761-1978
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 WILLOW CREEK RD, OCOEE, FL 34761-1978

Mortgage

Document Number	0000577941
Date	Oct 6, 2025
Instrument	20250577941

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 7, 2017
Property Address	1202 WILLOW CREEK RD, OCOEE, FL 34761-1978
Document Number	0000494703
Map Reference	MB 4 PG 107
Instrument Date	Sep 1, 2017
Instrument	20170494703
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	EQUITABLE TITLE OF WEST ORLA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 WILLOW CREEK RD, OCOEE, FL 34761-1978

Mortgage

Document Number	0000494704
Date	Sep 7, 2017
Instrument	20170494704

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,027 (+16.43%)	$251,805 (+8.4%) Land $80,000 Building $171,805
2025	$2,968.00 (+8.24%) Homeowner's exemption	$182,110 (+5.99%)	$232,285 (-6.86%) Land $80,000 Building $152,285
2024	$2,742.00 (+3.59%)
2023	$2,647.00 (+3.6%) Homeowner's exemption	$171,823 (+3%)	$249,404 (+9.25%) Land $80,000 Building $169,404
2022	$2,555.00 Homeowner's exemption	$166,818	$228,279 Land $80,000 Building $148,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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