Kane County property record for 1202 Walnut St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1948 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Nov 2023) |
| Tax Bill | $6,771 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-33-201-014 |
| Primary APN | 09-33-201-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 762 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,900 sqft (0.158 acres) |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Hot Water |
|---|
| Street Address | 1202 WALNUT ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPLE HILL ADD. - LOT 7 BLK 2 |
| Legal Subdivision | MAPLE HILL ADD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 852203 |
1202 Walnut St is owned and occupied by two individuals who bought it in November 2023.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 233 NORRIS AVE, WEST CHICAGO, IL 60185-2735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Nov 14, 2023 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jun 14, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Jan 30, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on File |
| Deed Sale | Nov 14, 2023 · Amount on File |
| Prior Sale | Jun 14, 2017 · Amount on File |
| Deed Document Number | 202339978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1202 WALNUT ST, ST CHARLES, IL 60174-2648 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 33W206 TONI ST, ST CHARLES, IL 60174-5338 |
| Document Number | 0000039499 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025K039499 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 14, 2023 |
| Property Address | 1202 WALNUT ST, ST CHARLES, IL 60174-2648 |
| Document Number | 0000039978 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 2023K039978 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Title Company | STOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1202 WALNUT ST, SAINT CHARLES, IL 60174-2648 |
| Document Number | 0000039979 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2023K039979 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 14, 2017 |
| Property Address | 1202 WALNUT ST, ST CHARLES, IL 60174-2648 |
| Document Number | 0000030312 |
| Instrument Date | May 2, 2017 |
| Instrument | 2017K030312 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 42 W 578 CAROL DR ST, SAINT CHARLES, IL 60175 |
| Document Number | 0000030313 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 2017K030313 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 30, 2017 |
| Property Address | 1202 WALNUT ST, ST CHARLES, IL 60174-2648 |
| Document Number | 0000005336 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 5336 |
| Transaction Type | Foreclosure |
| Record Updated | May 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 8600 W BRYN MAWR AVE #600 CHICAGO IL 606313579, 600, CHICAGO, IL 60631-3579 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1202 Walnut St was $6,771 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,771.00 | $104,550 (+8.53%) Land $28,292 Building $76,258 | $313,776 (+8.53%) Land $84,910 Building $228,866 |
| 2024 | $96,332 Land $26,068 Building $70,264 | $289,112 Land $78,235 Building $210,876 | |
| 2022 | $5,165.00 (+6.01%) Homeowner's exemption | $69,971 (+4.91%) Land $23,242 Building $46,729 | $209,913 (+4.91%) Land $69,726 Building $140,187 |
| 2021 | $4,872.00 Homeowner's exemption | $66,696 Land $22,154 Building $44,542 | $200,088 Land $66,462 Building $133,626 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1202 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1202 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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