Kane County property record for 1024 Walnut St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,038 sqft · built 1961 |
| Lot Size | 0.122 acres (5,304 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,500 (Apr 2023) |
| Tax Bill | $5,203 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Sep 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-33-203-007 |
| Primary APN | 09-33-203-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,038 sqft Living Area |
| 1st Floor Area | 1,038 sqft |
| Basement Area | 1,038 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,304 sqft (0.122 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1024 WALNUT ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 021-SW 7TH-RNDL |
| Legal Subdivision | MORRISONS ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 852203 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1024 WALNUT ST, SAINT CHARLES, IL 60174-2644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Apr 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Sep 2, 2021 | Warranty Deed, Transfer BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC |
| Dec 23, 2020 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Prior Sale | Sep 2, 2021 · Amount on Record |
| Deed Document Number | 202312105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 18, 2023 |
| Property Address | 1024 WALNUT ST, SAINT CHARLES, IL 60174-2644 |
| Document Number | 0000012105 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023K012105 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1024 WALNUT ST, SAINT CHARLES, IL 60174-2644 |
| Document Number | 0000012106 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 2023K012106 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 2, 2021 |
| Property Address | 1024 WALNUT ST, SAINT CHARLES, IL 60174-2644 |
| Document Number | 0000067378 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021K067378 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1024 WALNUT ST, SAINT CHARLES, IL 60174-2644 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1024 WALNUT ST, SAINT CHARLES, IL 60174-2644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000080775 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020K080775 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,203.00 (+9.81%) | $107,189 (+8.53%) Land $30,312 Building $76,877 | $321,696 (+8.53%) Land $90,972 Building $230,723 |
| 2024 | $98,765 (+52.68%) Land $27,930 Building $70,835 | $296,414 (+52.74%) Land $83,824 Building $212,590 | |
| 2022 | $4,738.00 Homeowner's exemption | $64,689 Land $27,669 Building $37,020 | $194,067 Land $83,007 Building $111,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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