1202 Simonton St, Key West, FL 33040 Property Records

Monroe County property record for 1202 Simonton St, Key West, FL 33040

Property Summary

Property Type	Restaurant
Details	4,366 sqft · built 1953
Lot Size	0.108 acres (4,700 sqft)
Owner	Company Name on Record
Last Sale	$1,700,000 (Oct 2023)
Tax Bill	$14,594 (2025)
Deeds & Mortgages	Feb 2024 Sale Oct 2023 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`00028700-000000`

Property Details

APN / Parcel Number

Primary APN	`00028700-000000`
Alternative APNs	`01010100028700000000` `1029483`

Interior

Stories	1 Story
Building Area	4,366 sqft Gross Area
1st Floor Area	4,366 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Concrete
Lot Area	4,700 sqft (0.108 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1029483
Street Address	1202 SIMONTON ST
City	KEY WEST
State	FL
Zip	33040-3112
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	HNC-1
Legal Description	KW LOT 20 SQR 8 TR 11 (L-215) D2-587 H2-18 OR175-379 OR262-2 OR1279-373 OR1292-2455 OR1292-2458 OR2073-1588 OR2871-2202 OR3112-2004 OR3245-0027 OR3261-0536
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	ISLAND OF KEY WEST
Legal Tract	11
Legal Lot Number	20
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	4
Census Block	4026
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1107 KEY PLZ, KEY WEST, FL 33040-4077
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer
Oct 2, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 16, 2021	Warranty Deed, Transfer · Commercial Mortgage 1ST MIDAMERICA CU
Feb 3, 2020	Loan Modification, Mortgage CENTENNIAL BK
Sep 5, 2017	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	20232434351
Deed Book / Page	3245 / 27
Transfer Doc	1292002458
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 5, 2024
Property Address	1202 SIMONTON ST, KEY WEST, FL 33040-3112
Document Number	0032610536
Book / Page	3261 / 536
Instrument Date	Feb 2, 2024
Instrument	2449975
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1107 KEY PLZ # 517, 517, KEY WEST, FL 33040-4077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 KEY PLZ, KEY WEST, FL 33040-4077

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 2, 2023
Property Address	1202 SIMONTON ST, KEY WEST, FL 33040-3112
Document Number	0032450027
Book / Page	3245 / 27
Map Reference	MB L PG 215
Instrument Date	Sep 29, 2023
Instrument	2434351
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$11,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1440 E 24TH AVE, KANSAS CITY, MO 64116-3326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15A 12TH AVE, KEY WEST, FL 33040-5872

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 16, 2021
Property Address	1202 SIMONTON ST, KEY WEST, FL 33040-3112
Document Number	0031122004
Book / Page	3112 / 2004
Map Reference	MB L PG 215
Instrument Date	Jul 12, 2021
Instrument	2330310
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	ALOMA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,094.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 NORTHERN DANCER CT APT 201, 1015, CASSELBERRY, FL 32707-6708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 CHERRY ST, KANSAS CITY, MO 64108-1534

Mortgage

Document Number	31122008
Date	Jul 16, 2021
Instrument	3112/2008

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2022

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	1202 SIMONTON ST, KEY WEST, FL 33040-3112
Document Number	0030130287
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1075 DUVAL ST R 28 KEY WEST FL 33040, KEY WEST, FL 33040

Mortgage

Document Number	0030130287
Date	Mar 11, 2020
Book Page	003013/000287
Instrument	2259517

Lender

Name	CENTENNIAL BK
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Term	84 Months
Due	Mar 10, 2027

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 5, 2017
Property Address	1202 SIMONTON ST, KEY WEST, FL 33040-3112
Document Number	0028712202
Book / Page	2871 / 2202
Instrument Date	Aug 31, 2017
Instrument	2137413
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$12,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1202 SIMONTON ST, 1202, KEY WEST, FL 33040-3112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 SIMONTON ST, KEY WEST, FL 33040-3112

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,594.00 (+2.73%)	$1,711,932 (-3.04%) Land $1,297,256 Building $414,676	$1,711,932 (-3.04%) Land $1,297,256 Building $414,676
2024	$14,206.00 (+11.27%)
2023	$12,767.00 (+23.2%)	$1,765,695 (+45.42%) Land $1,334,170 Building $431,525	$1,765,695 (+45.42%) Land $1,334,170 Building $431,525
2022	$10,363.00	$1,214,234 Land $758,051 Building $456,183	$1,214,234 Land $758,051 Building $456,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 349 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	405 units insured incl. 56 condo units
Nearby Flood Claims	45 (1994–2025)
Claims Outside the SFHA	2 of 45
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 14 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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