1201 Simonton St, Key West, FL 33040 Property Records

Monroe County property record for 1201 Simonton St, Key West, FL 33040

Property Summary

Property TypeBank, Financial Building
Details10,659 sqft · built 1963
Lot Size0.809 acres (35,271 sqft)
OwnerIndividual Name on Record
Tax Bill$49,158 (2024)
Flood ZoneZone X (minimal risk)
APN00028410-000000

Property Details

APN / Parcel Number

Primary APN00028410-000000
Alternative APNs
  • 01010100028410000000
  • 1029203

Interior

Stories3 Stories
Building Area10,659 sqft Total Area
1st Floor Area10,659 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1995
Exterior MaterialOther
Fire ResistanceMasonry Walls, Wood Interior
Lot Area35,271 sqft (0.809 acres)
Lot Dimensions248 ft deep x 142 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area674 sqft
Patio Area357 sqft
FenceFence

Location & Zoning

Account Number1029203
Old Parcel Number01010100028410000000
Street Address1201 SIMONTON ST
CityKEY WEST
StateFL
Zip33040-3111
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal DescriptionKW SUBS 1 TO 12 PT LOT 2 SQR 7 TR 11 OR29-214
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKW SUB
Legal Tract11
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4025
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3406 N ROOSEVELT BLVD, KEY WEST, FL 33040-4266
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,258,222 (-4.67%) Land $4,654,751 Building $1,603,471$6,258,222 (-4.67%) Land $4,654,751 Building $1,603,471
2024$49,158.00 (+3.97%)
2023$47,280.00 (+23.88%)$6,564,639 (+48.94%) Land $4,995,343 Building $1,569,296$6,564,639 (+48.94%) Land $4,995,343 Building $1,569,296
2022$38,166.00$4,407,571 Land $2,838,263 Building $1,569,308$4,407,571 Land $2,838,263 Building $1,569,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 349 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies405 units insured
incl. 56 condo units
Nearby Flood Claims45 (1994–2025)
Claims Outside the SFHA2 of 45
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 14 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Simonton St

Nearby Streets

Search Property Records by Address or Parcel Number