1202 SE Madison Ave, Stuart, FL 34996 Property Records

Martin County property record for 1202 SE Madison Ave, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,698 sqft · built 1972
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jun 2026)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-38-41-005-055-0007.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`10-38-41-005-055-0007.0-7-0000`
Alternative APNs	`10-38-41-005-055-00070-7` `26817`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,698 sqft Living Area
Gross Area	2,534 sqft
1st Floor Area	1,698 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Screened Concrete Masonry Porch
Porch Area	772 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26817
Street Address	1202 SE MADISON AVE
City	STUART
State	FL
Zip	34996-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALL OF LOT 5 AND THE NORTH 28.23 FT OF LOT 4 BLOCK 55 SARITA ADDN TO BROADWAY SECTION OF ST LUCIE ESTATES S/D (PB 1 PG 12)
Legal Range	41E
Legal Township	38S
Legal Section	10
Legal Subdivision	SARITA ADDITION TO BROADWAY SECTION
Legal Block	55
Legal Lot Number	5,4
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	3
Census Block	3004
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1202 SE MADISON AVE, STUART, FL 34996-5835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit GUARANDEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Feb 26, 2025 · Amount on Record
Deed Document Number	20263193019
Deed Book / Page	3575 / 2163
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 26, 2026
Property Address	1202 SE MADISON AVE, STUART, FL 34996-5835
Document Number	0003193019
Book / Page	3575 / 2163
Instrument Date	Jun 25, 2026
Instrument	20263193019
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 SE MADISON AVE, STUART, FL 34996-5835

Mortgage

Document Number	0003193020,
Date	Jun 26, 2026
Instrument	20263193020

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1202 SE MADISON AVE, STUART, FL 34996-5835
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 SE MADISON AVE, STUART, FL 34996-5835

Mortgage

Document Number	0034311850
Date	Apr 17, 2024
Book Page	3431/1850
Instrument	3067786

Lender

Name	GUARANDEED RATE AFFINITY LLC
Type	Non-Lending Institution
Address	1800 W LARCHMONT AVE, CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 7, 2054

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,782.00 (-0.5%)	$145,518 (+5.99%)	$367,330 (+9.61%) Land $150,000 Building $217,330
2024	$1,791.00 (+3.65%)
2023	$1,728.00 (-4.53%) Additional exemption filed	$137,299 (+3%)	$335,120 (+6.91%) Land $140,000 Building $195,120
2022	$1,810.00 Homeowner's exemption	$133,300	$313,470 Land $165,000 Building $148,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1995–2009)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2009 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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