1193 SE Madison Ave, Stuart, FL 34996 Property Records

Martin County property record for 1193 SE Madison Ave, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,280 sqft · built 1972
Lot Size0.239 acres (10,411 sqft)
Owner2 Individual Names on File
Last Sale$277,500 (Jan 2021)
Tax Bill$4,556 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-38-41-005-059-0018.0-6-0000

Property Details

APN / Parcel Number

Primary APN10-38-41-005-059-0018.0-6-0000
Alternative APNs
  • 10-38-41-005-059-00180-6
  • 26853

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
Gross Area1,782 sqft
1st Floor Area1,280 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,411 sqft (0.239 acres)
Garage TypeCarport
Garage Area330 sqft
CarportCarport
Carport Area330 sqft
PorchEnclosed Concrete/Masonry Porch
Porch Area797 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number26853
Street Address1193 SE MADISON AVE
CitySTUART
StateFL
Zip34996-5834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSARITA HEIGHTS LOT 18 (AKA S 28.33 OF LOT 29 & LOT 30 BLK 59 OF SARITA ADDN)
Legal Range41E
Legal Township38S
Legal Section10
Legal SubdivisionSARITA ADDITION TO BROADWAY SECTION
Legal Block59
Legal Lot Number18
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group3
Census Block3009
Census Tract902

Owner

1193 SE Madison Ave is owned and occupied by two individuals who bought it in January 2021.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address1193 SE MADISON AVE, STUART, FL 34996-5834
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2021 · Amount on File
Deed SaleJan 21, 2021 · Amount on File
Prior SaleApr 12, 1999 · Amount on File
Deed Document Number20212863157
Deed Book / Page3191 / 724
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJan 21, 2021
Property Address1193 SE MADISON AVE, STUART, FL 34996-5834
Document Number0031910724
Book / Page3191 / 724
Map ReferenceMB 1 PG 12
Instrument DateJan 20, 2021
Instrument2863157
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyTITLE SERVICES OF FL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,942.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address572 STEEPLECHASE, 572, MACON, GA 31204-1670

Transferred To (Grantee/Buyer)

NameVerified Name
Address1193 SE MADISON AVE, STUART, FL 34996-5834

Mortgage

Document Number0003191726
DateJan 21, 2021
Instrument3191/726
Lender
NameCARDINAL FINANCE CO
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1193 SE Madison Ave was $4,556 with a homeowner's exemption, down 0.8% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,556.00 (-0.85%) Homeowner's exemption$296,546$307,700 Land $150,000 Building $157,700
2024$4,595.00 (+2.29%)
2023$4,492.00 (+4.15%) Additional exemption filed$279,796 (+3.55%)$280,220 (+3.7%) Land $140,000 Building $140,220
2022$4,313.00 Homeowner's exemption$270,210 Land $165,000 Building $105,210$270,210 Land $165,000 Building $105,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1193 SE Madison Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims8 (1995–2009)
Claims Outside the SFHA7 of 8
Most Recent ClaimJul 2009 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1193 SE Madison Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Blue Stream.

Nearby Properties on SE Madison Ave

Nearby Streets

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