1202 Cornell Dr, Panama City, FL 32405 Property Records

Bay County property record for 1202 Cornell Dr, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1957
Lot Size	0.225 acres (9,801 sqft)
Owner	Company Name on Record
Last Sale	$70,500 (May 2019)
Tax Bill	$3,269 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit May 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13408-000-000`

Property Details

APN / Parcel Number

Primary APN	`13408-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	120 ft deep x 82 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Driveway	Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1202 CORNELL DR
City	PANAMA CITY
State	FL
Zip	32405-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC01
Legal Description	2ND ADD. FOREST PARK MAP 91B4 LOT 15 BLK F ORB 4118 P 1866
Legal Range	14W
Legal Township	03S
Legal Section	30
Legal Subdivision	2ND ADD. FOREST PARK
Legal Block	F
Legal Lot Number	15
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2015
Census Tract	1502

Owner

Source: Bay County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9712 SUMMER CREEK DR, PANAMA CITY, FL 32409-4158
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit PANHANDLE EDUCATORS FCU
May 2, 2019	Warranty Deed, Transfer FIRST INT'L TITLE
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NAT'L BK
Sep 27, 2017	Quit Claim Deed, Foreclosure ATTORNEY ONLY
Jul 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2019 · Amount on Record
Deed Sale	May 2, 2019 · Amount on Record
Prior Sale	Sep 27, 2017
Deed Document Number	201943241
Deed Book / Page	4118 / 1866
Prior Transfer Date	Jul 10, 2017
Prior Transfer Doc	0039161570
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1202 CORNELL DR, PANAMA CITY, FL 32405-3509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9712 SUMMER CREEK DR, SOUTHPORT, FL 32409-4158

Mortgage

Document Number	0042961692
Date	Sep 9, 2020
Book Page	4296/1692
Instrument	2020059425

Lender

Name	PANHANDLE EDUCATORS FCU
Type	Credit Union
Address	PANAMA CITY, FL 32405

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 2, 2019
Property Address	1202 CORNELL DR, PANAMA CITY, FL 32405-3509
Document Number	0041181866
Book / Page	004118 / 001866
Instrument Date	May 1, 2019
Instrument	43241
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$493.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 E PINE FOREST DR LYNN HAVEN FL 324444319, LYNN HAVEN, FL 32444-4319

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1202 CORNELL DR, PANAMA CITY, FL 32405-3509
Document Number	0039430049
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1202 CORNELL DR PANAMA CITY FL 324053509, PANAMA CITY, FL 32405-3509

Mortgage

Document Number	0039430049
Date	Oct 4, 2017
Book Page	003943/000049
Instrument	57137

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 3, 2027

September 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Sep 27, 2017
Property Address	1202 CORNELL DR, PANAMA CITY, FL 32405-3509
Document Number	0039401112
Book / Page	003940 / 001112
Instrument Date	Sep 26, 2017
Instrument	55388
Transaction Type	Foreclosure
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 CORNELL DR PANAMA CITY FL 324053509, PANAMA CITY, FL 32405-3509

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jul 10, 2017
Property Address	1202 CORNELL DR, PANAMA CITY, FL 32405-3509
Document Number	0039161570
Book / Page	003916 / 001570
Instrument Date	Jul 10, 2017
Instrument	38623
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 CORNELL DR PANAMA CITY FL 324053509, PANAMA CITY, FL 32405-3509

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,269.00 (+10.22%)	$260,151 (+23.04%)	$262,048 (+23.94%) Land $52,275 Building $209,773
2024	$2,966.00 (+10.38%)
2023	$2,687.00 (+18.42%)	$211,438 (+9.49%) Land $40,000 Building $171,438	$211,438 (+9.49%) Land $40,000 Building $171,438
2022	$2,269.00	$193,115 Land $35,000 Building $158,115	$193,115 Land $35,000 Building $158,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	98 (1985–2023)
Claims Outside the SFHA	32 of 98
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Michael, Oct 2018 · 25 claims Severe Storms And Flooding, Jul 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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