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1012 Cornell Dr, Panama City, FL 32405 Property Records

Bay County property record for 1012 Cornell Dr, Panama City, FL 32405

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,186 sqft · built 1965
Lot Size0.228 acres (9,931 sqft)
OwnerIndividual Name on Record
Last Sale$104,000 (Apr 2015)
Tax Bill$947 (2025)
Deeds & MortgagesDec 2020 Transfer
Flood ZoneZone X (minimal risk)
APN13502-000-000

Property Details

APN / Parcel Number

Primary APN13502-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,186 sqft Living Area
1st Floor Area1,186 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,931 sqft (0.228 acres)
Lot Dimensions132 ft deep x 56 ft wide
Garage TypeCarport
Garage Area276 sqft
CarportCarport
Carport Area276 sqft
DrivewayDriveway
PorchScreened/Unfinished Porch
Porch Area206 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1012 CORNELL DR
CityPANAMA CITY
StateFL
Zip32405-3412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD1
Legal Description4TH ADD. FOREST PARK LOT 6 BLK M LESS WLY 1490 SQ.FT. TO LOT 11 IN F.P. 8TH ADD ORB 4334 P 1368
Legal Range14W
Legal Township03S
Legal Section30
Legal Subdivision4TH ADD. FOREST PARK
Legal BlockM
Legal Lot Number6,11
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2012
Census Tract1502

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1012 CORNELL DR, PANAMA CITY, FL 32405-3412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2015 · Amount on Record
Deed SaleApr 2, 2015 · Amount on Record
Prior SaleSep 5, 2013 · Amount on Record
Deed Document Number201517972
Deed Book / Page3687 / 2159
Last Transfer DateJun 22, 2020
Transfer Doc0043341368
Record UpdatedJun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateDec 8, 2020
Property Address1012 CORNELL DR, PANAMA CITY, FL 32405-3412
Document Number0043341368
Book / Page004334 / 001368
Instrument DateJun 22, 2020
Instrument82815
Transaction TypeTransfer
Record UpdatedJan 7, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 CORNELL DR PANAMA CITY FL 324053412, PANAMA CITY, FL 32405-3412

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$947.00 (-10.24%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$107,010 (+5.99%)$142,415 (+20.9%) Land $52,275 Building $90,140
2024$1,055.00 (-4.18%)
2023$1,101.00 (-0.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$100,965 (+3%)$117,799 (+11.54%) Land $40,000 Building $77,799
2022$1,103.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$98,024$105,612 Land $35,000 Building $70,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims98 (1985–2023)
Claims Outside the SFHA32 of 98
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Michael, Oct 2018 · 25 claims
  • Severe Storms And Flooding, Jul 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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