1202 3rd Ave, Rapids City, IL 61278 Property Records

Rock Island County property record for 1202 3rd Ave, Rapids City, IL 61278

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,080 sqft · built 1960
Lot Size	0.19 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Dec 2020)
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-206-004`

Property Details

APN / Parcel Number

Primary APN	`09-02-206-004`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Lot Area	8,059 sqft (0.19 acres)
Garage Type	Detached

Location & Zoning

Street Address	1202 3RD AVE
City	RAPIDS CITY
State	IL
Zip	61278-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 14 BLOCK 6 RAPIDS CITY
Legal Subdivision	VILLAGE OF RAPIDS CITY
Legal Block	6
Legal Lot Number	14
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2024
Census Tract	20101

Owner

Source: Rock Island County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1202 3RD AVE, RAPIDS CITY, IL 61278-1008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG
Jan 25, 2019	Condominium Deed, Transfer · Conventional Mortgage RUHL MORTGAGE LLC
Dec 18, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Aug 1, 2017	Loan Modification, Mortgage NORTHWEST BK
May 31, 2017	Loan Modification, Mortgage
Apr 7, 2012	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Jan 25, 2019 · Amount on Record
Deed Document Number	202019998
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Dec 3, 2020
Property Address	1202 3 AVE, RAPIDS CITY, IL 61278
Document Number	0000019998
Instrument Date	Nov 11, 2020
Instrument	19998
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	GOMEZ TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 3RD AVE RAPIDS CITY IL 61278, RAPIDS CITY, IL 61278

Mortgage

Document Number	19999
Date	Dec 3, 2020
Instrument	19999

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Mortgage

Document Number	20000,
Date	Dec 3, 2020
Instrument	20000

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

January 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Jan 25, 2019
Property Address	1202 3 AVE, RAPIDS CITY, IL 61278
Document Number	0000001006
Instrument Date	Jan 15, 2019
Instrument	2019-01006
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 E KIMBERLY RD, 100, DAVENPORT, IA 52806-5924

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 664, RAPIDS CITY, IL 61278

Mortgage

Document Number	0000001007
Date	Jan 25, 2019
Instrument	2019-01007

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Dec 18, 2018
Property Address	1202 3 AVE, RAPIDS CITY, IL 61278
Document Number	0000020617
Instrument Date	Oct 31, 2018
Instrument	20617
Transaction Type	Foreclosure
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 E KIMBERLY RD DAVENPORT IA 528065924, DAVENPORT, IA 52806-5924

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCK ISLAND IL
Property Address	1202 3 AVE, RAPIDS CITY, IL 61278
Document Number	0000018960
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 3RD AVE RAPIDS CITY IL 61278, RAPIDS CITY, IL 61278

Mortgage

Document Number	0000018960
Date	Oct 25, 2017
Instrument	18960

Lender

Name	NORTHWEST BK
Type	Bank

Agreement

Term	12 Months
Due	Oct 24, 2018

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCK ISLAND IL
Property Address	1202 3 AVE, RAPIDS CITY, IL 61278
Document Number	0000009169
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 3RD AVE RAPIDS CITY IL 61278, RAPIDS CITY, IL 61278

April 2012: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCK ISLAND IL
Property Address	1202 3 AVE, RAPIDS CITY, IL 61278
Document Number	0000017455
Instrument Date	Apr 7, 2012
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 3RD AVE RAPIDS CITY IL 61278, RAPIDS CITY, IL 61278

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	Hampton Township
Municipality	Rapids City Village
Unified School District	Riverdale Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,062.00 (+21.29%)	$54,854 (+8%) Land $10,772 Building $44,082	$164,562 (+8%) Land $32,316 Building $132,246
2024		$50,791 (+17.37%) Land $9,974 Building $40,817	$152,373 (+17.37%) Land $29,922 Building $122,451
2022	$3,349.00	$43,275 Land $8,498 Building $34,777	$129,825 Land $25,494 Building $104,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (2000–2023)
Most Recent Claim	May 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAPIDS CITY serves 962 people · EPA ID IL1610600
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, T-Mobile, Verizon.

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