1201 3rd Ave, Rapids City, IL 61278 Property Records

Rock Island County property record for 1201 3rd Ave, Rapids City, IL 61278

Property Summary

Property Type	Single Family Home
Details	2,464 sqft · built 1966
Owner	Individual Name on File
Last Sale	$199,900 (Dec 2021)
Tax Bill	$2,642 (2022)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02-205-011`

Property Details

APN / Parcel Number

Primary APN	`09-02-205-011`

Interior

Building Area	2,464 sqft Living Area
Gross Area	1,276 sqft

Exterior

Year Built	Built 1966
Garage Area	552 sqft

Location & Zoning

Street Address	1201 3RD AVE
City	RAPIDS CITY
State	IL
Zip	61278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 9 BLOCK 7 RAPIDS CITY
Legal Subdivision	RAPIDS CITY
Legal Block	7
Legal Lot Number	9
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2031
Census Tract	20101

Owner

1201 3rd Ave is owned and occupied by an individual who bought it in December 2021.

Source: Rock Island County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1201 3RD AVE, RAPIDS CITY, IL 61278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST ST BK/IL
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage IH MS VLY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Jun 12, 2013
Deed Document Number	2021-22328
Record Updated	Jun 7, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Nov 27, 2017
Property Address	1201 3RD AVE, RAPIDS CITY, IL 61278
Document Number	0000020917
Instrument Date	Nov 20, 2017
Instrument	20917
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 3RD AVE W MILAN IL 612642420, MILAN, IL 61264-2420

Mortgage

Document Number	20918
Date	Nov 27, 2017
Instrument	20918

Lender

Name	FIRST ST BK/IL
Type	Bank
Address	PEORIA, ID 61615

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	20919,
Date	Nov 27, 2017
Instrument	20919

Lender

Name	THE FIRST STATE BK
Address	PEORIA, IL 61615

Agreement

Amount	Amount on Record
Term	84 Months
Due	Nov 26, 2024

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	1201 3RD AVE, RAPIDS CITY, IL 61278
Document Number	0000018802
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 3RD AVE RAPIDS CITY IL 61278, RAPIDS CITY, IL 61278

Mortgage

Document Number	0000018802
Date	Oct 23, 2017
Instrument	18802

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	Hampton Township
Municipality	Rapids City Village
Unified School District	Riverdale Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,642.00	$40,149 Land $7,966 Building $32,183	$120,447 Land $23,898 Building $96,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1201 3rd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (2000–2023)
Most Recent Claim	May 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1201 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAPIDS CITY serves 962 people · EPA ID IL1610600
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, T-Mobile, Verizon.

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