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12019 Rock Spring Dr, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 12019 Rock Spring Dr, Coldstream, KY 40245

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,133 sqft · built 1978
Lot Size0.32 acres (13,957 sqft)
OwnerCompany Name on Record
Last Sale$281,000 (Feb 2024)
Tax Bill$3,135 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21169702080000

Property Details

APN / Parcel Number

Primary APN21169702080000
Alternative APNs
  • 169702080000
  • 00003937

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Building Area1,133 sqft Finished Area
Basement Area475 sqft
Finished Basement427 sqft
FlooringCovered
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,957 sqft (0.32 acres)
Deck Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00003937
Street Address12019 ROCK SPRING DR
CityCOLDSTREAM
StateKY
Zip40245-1894
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 208 COLDSTREAM SUBDIVISION SEC 2A PB.32 PG.44 0.3204 AC+/-
Legal SubdivisionCOLDSTREAM SUBDIVISION
Legal Lot Number208
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group2
Census Block2000
Census Tract10324

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11420 WATTERSON CT STE 100, 100, LOUISVILLE, KY 40299-2311
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2024Warranty Deed, Transfer · Commercial Mortgage
REPUBLIC BANK & TRUST CO
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 24, 2017Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2024 · Amount on Record
Deed SaleFeb 12, 2024 · Amount on Record
Prior SaleJul 24, 2017 · Amount on Record
Deed Document Number13110225
Deed Book / Page12781 / 151
Record UpdatedJun 8, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateFeb 12, 2024
Property Address12019 ROCK SPRING DR, COLDSTREAM, KY 40245-1894
Document Number0000019195
Book / PageD 12781 / 151
Map ReferenceMB 32 PG 44
Instrument DateFeb 8, 2024
Instrument2024019195
Transaction TypeTransfer
Record UpdatedFeb 21, 2024
Title CompanyEMERALD TITLE INC, EMERALD TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$281.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11420 WATTERSON CT STE 100, 100, LOUISVILLE, KY 40299-2311

Mortgage

Document Number0000019196
DateFeb 12, 2024
Instrument2024019196
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address12019 ROCK SPRING DR, COLDSTREAM, KY 40245-1894
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000272553
DateNov 1, 2021
Book PageM 17748/582
Instrument2021272553
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON KY
Recording DateJul 24, 2017
Property Address12019 ROCK SPRING DR, COLDSTREAM, KY 40245-1894
Document Number0109380490
Book / Page010938 / 000490
Instrument DateJul 14, 2017
Instrument163541
Transaction TypeTransfer
Record UpdatedSep 4, 2017
Title CompanyUNITED SHORE FINANCIAL SERVICES LLC, UNITED SHORE FIN'L SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12019 ROCK SPRING DR LOUISVILLE KY 402451894, LOUISVILLE, KY 40245-1894

Mortgage

Document Number151470918
DateJul 24, 2017
Book Page015147/000918
Instrument163542
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2047

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityColdstream City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,135.00 (+15.73%)$281,000 (+20.1%) Land $47,700 Building $233,300
2024$281,000 (+20.1%) Land $47,700 Building $233,300
2023$2,709.00 (-0.33%)$233,970 (-) Land $47,700 Building $186,270$233,970 (-) Land $47,700 Building $186,270
2022$2,718.00$233,970 Land $47,700 Building $186,270$233,970 Land $47,700 Building $186,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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